Enroll
Enroll in a Health Plan
During the annual Federal Benefits Open Season, anyone eligible to participate in the FEHB and PSHB Programs may enroll, change health plans or options, cancel your enrollment, and change participation in premium conversion (waive or begin participation).
Outside of Open Season, newly eligible employees may enroll within 60 days of their becoming eligible for the program, members who move outside of the area covered by their plan may enroll in a different plan covering their new location, and OPM may announce special Open Seasons affecting members of specific plans only. There are also a number of other circumstances which can make you eligible to enroll or change your FEHB or PSHB coverage outside of Open Season.
To Make Any of These Changes
Employees:
- You may be able to enroll online using Employee Express.
See our list of agencies participating in Employee Express.OR
- Department of Defense employees can enroll using the DoD automated enrollment systems.
OR
- U. S. Postal Service employees can enroll using the Postal Service Health Benefits System (PSHBS).
OR
- Health and Human Services and Department of Veterans Affairs employees can enroll using MyPay.
OR
- Department of Energy employees can enroll using the DOE automated systems.
OR
- Employees of agencies payrolled by the National Finance Center may be able to enroll through Employee Personal Page.
OR
- You can submit Standard Form 2809, Employee Health Benefits Election Form, to your Human Resources Office. (Unless you are in U.S. Postal Service employee)
Annuitants:
During the annual Federal Benefits Open Season, anyone eligible to participate in the FEHB and PSHB Programs may change health plans or options, cancel or suspend their enrollment, and request plan brochures and information. Annuitants can do the above actions by:
- Using OPM's Open Season Online system.
- Using Open Season Express by calling 1-800-332-9798.
- Sending regular mail (Postmarked no later than final date of Open Season) to:
Office of Personnel Management
Open Season Processing Center
P.O. Box 5000
Lawrence, KS 66046-0500
When using this option, please clearly state your Open Season request. If you are making an enrollment change, be sure to tell us the plan you want, the type of coverage (Self Only, Self Plus One or Self and Family), and the enrollment code. Remember to include your annuity claim number and social security number on your request. If you are choosing Self Plus One or Self and Family coverage, we will also need your eligible family member’s information and other insurance information as specified in the instructions mailed to you at the beginning of Open Season.
Outside of Open Season, Annuitants who move outside of the area covered by their plan may enroll in a different plan covering their new location, and OPM may announce special Open Seasons affecting members of specific plans only. There are also a number of other circumstances which can make you eligible to enroll or change your FEHB and PSHB coverage outside of Open Season.
- Call our Retirement Information Center at 1-888-767-6738 (or 1-800-878-5707 for a TDD for the hearing impaired). Annuitants in the Washington DC local calling area should dial 202-606-0551 for a TDD for the hearing impaired.
- Sending us email to retire@opm.gov.
IF you receive an annuity from another retirement system, you can get FEHB information by contacting:
| Retirement System | Phone Number | Email Address |
|---|---|---|
| U.S. Lighthouse Service Retirement System | 202-267-2942 | cphillips@opm.gov |
| District Government Retirement System | 202-727-5851 | N/A |
| (Federal Reserve) Board Benefit Structure | 202-452-3158 | Kathy.Cimral@opm.gov |
| Foreign Service Retirement and Disability System | 202-647-9320 | N/A |
| Judicial Survivor's Annuity System Judicial Retirement System |
202-502-1880 | carol_sefren@opm.gov |
| Financial Institutions Retirement System (FIRS) | 202-906-7303 | Valerie.waller@opm.gov |
Compensationers:
Compensationers may review and/or download the SF 2809.
They may send a written request for an Open Season enrollment change to the Office of Workers' Compensation Programs at this address:
FECA Central Mailroom
P.O. Box 8311
London, KY 40742
They should include their compensation claim number on all requests.
They should be aware of the following information:
- The effective date of an Open Season enrollment change is January 26, 2025. The old FEHB carrier is responsible for covering any medical services provided through January 25, 2025.
- The 2025 FEHB or PSHB premium will be reflected in their February compensation payment.