Guide Me
Benefits Officers
New / Prospective Employees
As a Federal employee, you may be able to enroll in health, dental, vision and life insurance, flexible spending accounts, and apply for long term care insurance. You can find information about each program by clicking on one of the links below. Each section includes common questions to help guide you to the information you need. Learn More
Retirees / Survivors
Welcome to the insurance services website for Federal retirees and their survivors. Here, you will find various resources to help you and your family make informative choices regarding health, dental, vision, life, and long term care insurance. You can find information about each program by clicking on one of the links below. Each section includes common questions to help guide you to the information you need. Learn More
Federal Employees
Welcome Federal employees. Here, you will find various resources to help you and your family make informative choices regarding health, dental, vision, life, long term care, and flexible spending accounts. You can find information about each program by clicking on one of the links below. Each section includes common questions to help guide you to the information you need. Learn More
Benefits Officers
On this site, you will find resources to help you with your day-to-day activities. By clicking on of the program links below, you can find information about the Federal Employees Health Benefits (FEHB) Program, the Federal Employees Dental and Vision Insurance Program (FEDVIP), the Federal Flexible Spending Account Program (FSAFEDS), the Federal Employees' Group Life Insurance (FEGLI) Program, and the Federal Long Term Care Insurance Program (FLTCIP). Learn More
Overview
On this site, you will find resources to help you with your day-to-day activities. By clicking on of the program links below, you can find information about the Federal Employees Health Benefits (FEHB) Program, the Federal Employees Dental and Vision Insurance Program (FEDVIP), the Federal Flexible Spending Account Program (FSAFEDS), the Federal Employees' Group Life Insurance (FEGLI) Program, and the Federal Long Term Care Insurance Program (FLTCIP).
Choose a program to begin:
Health
As a Federal employee, you may be able to enroll in health, dental, vision and life insurance, flexible spending accounts, and apply for long term care insurance. You can find information about each program by clicking on one of the links below. Each section includes common questions to help guide you to the information you need. Learn More
Dental
Eligible employees and annuitants can choose among 7 nationwide and 5 regional dental plans. Nationwide plans also offer international coverage. Learn More
Vision
Eligible employees and annuitants can choose among 5 nationwide vision plans. Nationwide plans also offer international coverage. Learn More
Life
We offer the largest group life insurance program in the world, covering employees, retirees and family members. Learn More
Flexible Spending Accounts
Eligible employees can choose to enroll in up to three different flexible spending accounts during Open Season. Learn More
Long Term Care
Most Federal and U.S. Postal Service employees and annuitants, active and retired members of the uniformed services, and their qualified relatives are eligible to apply for insurance coverage under the FLTCIP. Learn More
Health
As a Federal employee, you may be able to enroll in health, dental, vision and life insurance, flexible spending accounts, and apply for long term care insurance. You can find information about each program by clicking on one of the links below. Each section includes common questions to help guide you to the information you need.
Choose your question:
- I want to have a benefits fair. How can I find contacts for each Program for an Open Season fair or a mid-year benefit fair?
- What resources are available to me?
- When is the next Open Season?
- Where can I get benefit information to distribute?
- Where can I go if I have questions?
- Which laws and regulations govern each Program?
Dental
Eligible employees and annuitants, and certain TRICARE eligible individuals can choose among 7 nationwide and 5 regional dental plans. Nationwide plans include international coverage.
Choose your question:
- I want to have a benefits fair. How can I find contacts for each Program for an Open Season fair or a mid-year benefit fair?
- What resources are available to me?
- When is the next Open Season?
- Where can I get benefit information to distribute?
- Where can I go if I have questions?
- Which laws and regulations govern each Program?
Vision
Eligible employees and annuitants, and certain TRICARE eligible individuals can choose among 5 nationwide vision plans. Nationwide plans include international coverage.
Choose your question:
- I want to have benefits fair. How can I find contacts for each Program for an Open Season fair or a mid-year benefit fair?
- What resources are available to me?
- When is the next Open Season?
- Where can I get benefit information to distribute?
- Where can I go if I have questions?
- Which laws and regulations govern each Program?
Life
We offer the largest group life insurance program in the world, covering employees, retirees and family members.
Choose your question:
- I want to have a benefits fair. How can I find contacts for each Program for an Open Season fair or a mid-year benefits fair?
- What resources are available to me?
- When is the next Open Season?
- Where can I get benefits information to distribute?
- Where can I go if I have questions?
- Which laws and regulations govern the FEGLI Program?
Flexible Spending Accounts
Eligible employees can choose to enroll in up to three different flexible spending accounts during Open Season.
Choose your question:
- I want to have a benefits fair. How can I find contacts for each Program for an Open Season fair or a mid-year benefit fair?
- What resources are available to me?
- When is the next Open Season?
- Where can I get benefit information to distribute?
- Where can I go if I have questions?
- Which laws and regulations govern each Program?
Long Term Care
Applications for coverage under the Federal Long Term Care Insurance Program were suspended December 19, 2022. This was done to allow OPM and the FLTCIP carrier, John Hancock Life & Health Insurance Company, the time to assess the benefit offerings and establish sustainable premium rates that reasonably and equitably reflect the cost of the benefits provided.
When not suspended, most Federal and U.S. Postal Service employees and annuitants, active and retired members of the uniformed services, and their qualified relatives are eligible to apply for insurance coverage under the FLTCIP.
Choose your question:
- I want to have a benefits fair. How can I find contacts for each Program for an Open Season fair or a mid-year benefit fair?
- What resources are available to me?
- When is the next Open Season?
- Where can I get benefit information to distribute?
- Where can I go if I have questions?
- Which laws and regulations govern each Program?