D5110 Complete denture – maxillary – Limited to 1 per consecutive 60 months |
D5120 Complete denture - mandibular – Limited to 1 per consecutive 60 months |
D5130 Immediate denture – maxillary – Limited to 1 per consecutive 60 months |
D5140 Immediate denture - mandibular – Limited to 1 per consecutive 60 months |
D5211 Maxillary partial denture – resin base (including, retentive/clasping materials, rests, and teeth) – Limited to 1 per consecutive 60 months |
D5212 Mandibular partial denture – resin base (including, retentive/clasping materials, rests, and teeth) – Limited to 1 per consecutive 60 months |
D5213 Maxillary partial denture - cast metal framework with resin denture bases (including retentive/clasping materials, rests and teeth) – Limited to 1 per consecutive 60 months |
D5214 Mandibular partial denture - cast metal framework with resin denture bases (including retentive/clasping materials, rests and teeth) – Limited to 1 per consecutive 60 months |
D5221 Immediate maxillary partial denture - resin base (including retentive/clasping materials, rests and teeth) – Limited to 1 per consecutive 60 months |
D5222 Immediate mandibular partial denture - resin base (including retentive/clasping materials, rests and teeth) – Limited to 1 per consecutive 60 months |
D5223 Immediate maxillary partial denture - cast metal framework with resin denture bases (including retentive/clasping materials, rests and teeth) - Limited to 1 per consecutive 60 months |
D5224 Immediate mandibular partial denture - cast metal framework with resin denture bases (including retentive/clasping materials, rests and teeth) - Limited to 1 per consecutive 60 months |
D5225 Maxillary partial denture - flexible base (including retentive/clasping materials, rests, and teeth) – Limited to 1 per consecutive 60 months |
D5226 Mandibular partial denture - flexible base (including retentive/clasping materials, rests, and teeth) – Limited to 1 per consecutive 60 months |
D5282 Removable unilateral partial denture – one piece cast metal (including retentive/clasping materials, rests, and teeth), maxillary – Limited to 1 per consecutive 60 months |
D5283 Removable unilateral partial denture – one piece cast metal (including retentive/clasping materials, rests, and teeth), mandibular - Limited to 1 per consecutive 60 months |
D5284 Removable unilateral partial denture – one piece flexible base (including retentive/clasping materials, rests, and teeth) – per quadrant – Limited to 1 per consecutive 60 months |
D5286 Removable unilateral partial denture – one piece resin (including retentive/clasping materials, rests, and teeth) – per quadrant – Limited to 1 per consecutive 60 months |
D5810 Interim complete denture (maxillary) - Limited to 1 per consecutive 60 months |
D5811 Interim complete denture (mandibular) - Limited to 1 per consecutive 60 months |
D5820 Interim partial denture (including retentive/clasping materials, rests, and teeth), maxillary - Limited to 1 per consecutive 60 months |
D5821 Interim partial denture (including retentive/clasping materials, rests, and teeth), mandibular - Limited to 1 per consecutive 60 months |
D5863 Overdenture – complete maxillary - Limited to 1 per consecutive 60 months |
D5864 Overdenture – partial maxillary - Limited to 1 per consecutive 60 months |
D5865 Overdenture – complete mandibular - Limited to 1 per consecutive 60 months |
D5866 Overdenture – partial mandibular - Limited to 1 per consecutive 60 months |
D5876 Add metal substructure to acrylic full denture (per arch) - Limited to 1 per consecutive 60 months |
D6010 Surgical placement of implant body: endosteal implant – Limited to 1 per tooth per consecutive 60 months |
D6012 Surgical placement of interim implant body for transitional prosthesis: endosteal implant – Limited to 1 per tooth per consecutive 60 months |
D6013 Surgical placement of mini implant – Limited to 1 per tooth per consecutive 60 months |
D6040 Surgical placement: eposteal implant – Limited to 1 per tooth per consecutive 60 months |
D6050 Surgical placement: transosteal implant – Limited to 1 per tooth per consecutive 60 months |
D6055 Connecting bar – implant supported or abutment supported - Limited to 1 time per tooth per consecutive 60 months |
D6056 Prefabricated abutment - includes modification and placement – Limited to 1 time per tooth per consecutive 60 months |
D6057 Custom fabricated abutment – includes placement - Limited to 1 time per tooth per consecutive 60 months |
D6058 Abutment supported porcelain/ceramic crown – Limited to 1 time per tooth per consecutive 60 months |
D6059 Abutment supported porcelain fused to metal crown (high noble metal) - Limited to 1 time per tooth per consecutive 60 months |
D6060 Abutment supported porcelain fused to metal crown (predominantly base metal) - Limited to 1 time per tooth per consecutive 60 months |
D6061 Abutment supported porcelain fused to metal crown (noble metal) - Limited to 1 time per tooth per consecutive 60 months |
D6062 Abutment supported cast metal crown (high noble metal) - Limited to 1 time per tooth per consecutive 60 months |
D6063 Abutment supported cast metal crown (predominantly base metal) – Limited to 1 time per tooth per consecutive 60 months |
D6064 Abutment supported cast metal crown (noble metal) – Limited to 1 time per tooth per consecutive 60 months |
D6065 Implant supported porcelain/ceramic crown – Limited to 1 time per tooth per consecutive 60 months |
D6066 Implant supported crown - porcelain fused to high noble alloys – Limited to 1 time per tooth per consecutive 60 months |
D6067 Implant supported crown - high noble alloys – Limited to 1 time per tooth per consecutive 60 months |
D6068 Abutment supported retainer for porcelain/ceramic FPD – Limited to 1 time per tooth per consecutive 60 months |
D6069 Abutment supported retainer for porcelain fused to metal FPD (high noble metal) – Limited to 1 time per tooth per consecutive 60 months |
D6070 Abutment supported retainer for porcelain fused to metal FPD (predominantly base metal) – Limited to 1 time per tooth per consecutive 60 months |
D6071 Abutment supported retainer for porcelain fused to metal FPD (noble metal) – Limited to 1 time per tooth per consecutive 60 months |
D6072 Abutment supported retainer for cast metal FPD (high noble metal) – Limited to 1 time per tooth per consecutive 60 months |
D6073 Abutment supported retainer for cast metal FPD (predominantly base metal) - Limited to 1 time per tooth per consecutive 60 months |
D6074 Abutment supported retainer for cast metal FPD (noble metal) - Limited to 1 time per tooth per consecutive 60 months |
D6075 Implant supported retainer for ceramic FPD – Limited to 1 time per tooth per consecutive 60 months |
D6076 Implant supported retainer for FPD - porcelain fused to high noble alloys - Limited to 1 time per tooth per consecutive 60 months |
D6077 Implant supported retainer for metal FPD - high noble alloys – Limited to 1 time per tooth per consecutive 60 months |
D6080 Implant maintenance procedures when a full arch fixed hybrid prosthesis is removed and reinserted, including cleansing of prosthesis and abutments – Limited to 1 time per tooth per consecutive 60 months |
D6081 Scaling and debridement of a single implant in the presence of mucositis, including inflammation, bleeding upon probing and increased pocket depths; includes cleaning of the implant surfaces, without flap entry and closure – Limited to 1 time per tooth per consecutive 60 months |
D6082 Implant supported crown – porcelain fused to predominantly base alloys - Limited to 1 time per tooth per consecutive 60 months |
D6083 Implant supported crown – porcelain fused to noble alloys - Limited to 1 time per tooth per consecutive 60 months |
D6084 Implant supported crown – porcelain fused to titanium and titanium alloys - Limited to 1 time per tooth per consecutive 60 months |
D6086 Implant supported crown – predominantly base alloys - Limited to 1 time per tooth per consecutive 60 months |
D6087 Implant supported crown – noble alloys - Limited to 1 time per tooth per consecutive 60 months |
D6088 Implant supported crown – titanium and titanium alloys - Limited to 1 time per tooth per consecutive 60 months |
D6089 Accessing and retorquing loose implant screw - per screw |
D6090 Repair of implant/abutment supported prosthesis – Limited to 1 time per tooth per consecutive 60 months |
D6091 Replacement of replaceable part of semi-precision or precision attachment of implant/abutment supported prosthesis, per attachment – Limited to 1 time per tooth per consecutive 60 months |
D6094 Abutment supported crown - titanium and titanium alloys - Limited to 1 time per tooth per consecutive 60 months |
D6096 Remove broken implant retaining screw – Limited to 1 time per consecutive 12 months |
D6097 Abutment supported crown – porcelain fused to titanium and titanium alloys - Limited to 1 time per tooth per consecutive 60 months |
D6098 Implant supported retainer – porcelain fused to predominantly base alloys - Limited to 1 time per tooth per consecutive 60 months |
D6099 Implant supported retainer for FPD – porcelain fused to noble alloys - Limited to 1 time per tooth per consecutive 60 months |
D6100 Surgical removal of implant body – Limited to 1 time per tooth per consecutive 60 months |
D6101 Debridement of a peri-implant defect or defects surrounding a single implant, and surface cleaning of the exposed implant surfaces, including flap entry and closure – Limited to 1 time per consecutive 60 months |
D6102 Debridement and osseous contouring of a peri-implant defect or defects surrounding a single implant and includes surface cleaning of the exposed implant surfaces, including flap entry and closure – Limited to 1 time per consecutive 60 months |
D6103 Bone graft for repair of peri-implant defect – does not include flap entry and closure - Limited to 1 time per consecutive 36 months |
D6104 Bone graft at time of implant placement - Limited to 1 time per consecutive 36 months |
D6110 Implant /abutment supported removable denture for edentulous arch – maxillary - Limited to 1 time per tooth per consecutive 60 months |
D6111 Implant /abutment supported removable denture for edentulous arch – mandibular - Limited to 1 time per tooth per consecutive 60 months |
D6112 Implant /abutment supported removable denture for partially edentulous arch – maxillary - Limited to 1 time per tooth per consecutive 60 months |
D6113 Implant /abutment supported removable denture for partially edentulous arch – mandibular - Limited to 1 time per tooth per consecutive 60 months |
D6114 Implant /abutment supported fixed denture for edentulous arch – maxillary - Limited to 1 time per tooth per consecutive 60 months |
D6115 Implant /abutment supported fixed denture for edentulous arch – mandibular - Limited to 1 time per tooth per consecutive 60 months |
D6116 Implant /abutment supported fixed denture for partially edentulous arch – maxillary - Limited to 1 time per tooth per consecutive 60 months |
D6117 Implant /abutment supported fixed denture for partially edentulous arch – mandibular - Limited to 1 time per tooth per consecutive 60 months |
D6120 Implant supported retainer – porcelain fused to titanium and titanium alloys - Limited to 1 time per tooth per consecutive 60 months |
D6121 Implant supported retainer for metal FPD – predominantly base alloys - Limited to 1 time per tooth per consecutive 60 months |
D6122 Implant supported retainer for metal FPD – noble alloys - Limited to 1 time per tooth per consecutive 60 months |
D6123 Implant supported retainer for metal FPD – titanium and titanium alloys - Limited to 1 time per tooth per consecutive 60 months |
D6180 Implant maintenance procedures when a full arch fixed hybrid prosthesis is not removed, including cleansing of prosthesis and abutments |
D6190 Radiographic/surgical implant index, by report – Limited to 1 time per tooth per consecutive 60 months |
D6193 Replacement of an implant screw |
D6194 Abutment supported retainer crown for FPD - titanium and titanium alloys - Limited to 1 time per tooth per consecutive 60 months |
D6195 Abutment supported retainer – porcelain fused to titanium and titanium alloys - Limited to 1 time per tooth per consecutive 60 months |
D6205 Pontic – indirect resin based composite – Limited to 1 time per tooth per consecutive 60 months |
D6210 Pontic - cast high noble metal - Limited to 1 time per tooth per consecutive 60 months |
D6211 Pontic - cast predominantly base metal - Limited to 1 time per tooth per consecutive 60 months |
D6212 Pontic - cast noble metal - Limited to 1 time per tooth per consecutive 60 months |
D6214 Pontic - titanium and titanium alloys - Limited to 1 time per tooth per consecutive 60 months |
D6240 Pontic - porcelain fused to high noble metal - Limited to 1 time per tooth per consecutive 60 months |
D6241 Pontic - porcelain fused to predominantly base metal - Limited to 1 time per tooth per consecutive 60 months |
D6242 Pontic - porcelain fused to noble metal - Limited to 1 time per tooth per consecutive 60 months |
D6243 Pontic – porcelain fused to titanium and titanium alloys - Limited to 1 time per tooth per consecutive 60 months |
D6245 Pontic - porcelain/ceramic - Limited to 1 time per tooth per consecutive 60 months |
D6250 Pontic – resin with high noble metal – Limited to 1 time per tooth per consecutive 60 months |
D6251 Pontic - resin with predominantly base metal – Limited to 1 time per tooth per consecutive 60 months |
D6252 Pontic - resin with noble metal - Limited to 1 time per tooth per consecutive 60 months |
D6545 Retainer - cast metal for resin bonded fixed prosthesis - Limited to 1 time per tooth per consecutive 60 months |
D6548 Retainer - porcelain/ceramic for resin bonded fixed prosthesis - Limited to 1 time per tooth per consecutive 60 months |
D6549 Retainer – resin bonded fixed prosthesis - Limit 1 every 60 months, including all other crowns, bridges, prosthetics |
D6600 Retainer inlay - porcelain/ceramic, two surfaces - Limited to 1 time per tooth per consecutive 60 months |
D6601 Retainer inlay - porcelain/ceramic, three or more surfaces - Limited to 1 time per tooth per consecutive 60 months |
D6602 Retainer inlay - cast high noble metal, two surfaces – Limited to 1 time per tooth per consecutive 60 months |
D6603 Retainer inlay - cast high noble metal, three or more surfaces – Limited to 1 time per tooth per consecutive 60 months |
D6604 Retainer inlay - cast predominantly base metal, two surfaces - Limited to 1 time per tooth per consecutive 60 months |
D6605 Retainer inlay - cast predominantly base metal, three or more surfaces - Limited to 1 time per tooth per consecutive 60 months |
D6606 Retainer inlay - cast noble metal, two surfaces – Limited to 1 time per tooth per consecutive 60 months |
D6607 Retainer inlay - cast noble metal, three or more surfaces – Limited to 1 time per tooth per consecutive 60 months |
D6608 Retainer onlay - porcelain/ceramic, two surfaces - Limited to 1 time per tooth per consecutive 60 months |
D6609 Retainer onlay - porcelain/ceramic, three or more surfaces - Limited to 1 time per tooth per consecutive 60 months including all other crowns, bridges, prosthetics |
D6610 Retainer onlay - cast high noble metal, two surfaces – Limited to 1 time per tooth per consecutive 60 months |
D6611 Retainer onlay - cast high noble metal, three or more surfaces – Limited to 1 time per tooth per consecutive 60 months |
D6612 Retainer onlay - cast predominantly base metal, two surfaces – Limited to 1 time per tooth per consecutive 60 months |
D6613 Retainer onlay - cast predominantly base metal, three or more surfaces – Limited to 1 time per tooth per consecutive 60 months |
D6614 Retainer onlay - cast noble metal, two surfaces – Limited to 1 time per tooth per consecutive 60 months |
D6615 Retainer onlay - cast noble metal, three or more surfaces – Limited to 1 time per tooth per consecutive 60 months |
D6624 Retainer inlay - titanium – Limited to 1 time per tooth per consecutive 60 months |
D6634 Retainer onlay - titanium – Limited to 1 time per tooth per consecutive 60 months |
D6710 Retainer crown - indirect resin based composite - Limited to 1 time per tooth per consecutive 60 months |
D6720 Retainer crown - resin with high noble metal - Limited to 1 time per tooth per consecutive 60 months |
D6721 Retainer crown - resin with predominantly base metal - Limited to 1 time per tooth per consecutive 60 months |
D6722 Retainer crown - resin with noble metal – Limited to 1 time per tooth per consecutive 60 months |
D6740 Retainer crown - porcelain/ceramic – Limited to 1 time per tooth per consecutive 60 months |
D6750 Retainer crown - porcelain fused to high noble metal - Limited to 1 time per tooth per consecutive 60 months |
D6751 Retainer crown - porcelain fused to predominantly base metal – Limited to 1 time per tooth per consecutive 60 months |
D6752 Retainer crown - porcelain fused to noble metal - Limited to 1 time per tooth per consecutive 60 months |
D6753 Retainer crown – porcelain fused to titanium and titanium alloys - Limited to 1 time per tooth per consecutive 60 months |
D6780 Retainer crown - 3/4 cast high noble metal - Limited to 1 time per tooth per consecutive 60 months |
D6781 Retainer crown - 3/4 cast predominantly base metal - Limited to 1 time per tooth per consecutive 60 months |
D6782 Retainer crown - 3/4 cast noble metal – Limited to 1 time per tooth per consecutive 60 months |
D6783 Retainer crown - 3/4 porcelain/ceramic – Limited to 1 time per tooth per consecutive 60 months |
D6784 Retainer crown 3/4 – titanium and titanium alloys - Limited to 1 time per tooth per consecutive 60 months |
D6790 Retainer crown - full cast high noble metal - Limited to 1 time per tooth per consecutive 60 months |
D6791 Retainer crown - full cast predominantly base metal - Limited to 1 time per tooth per consecutive 60 months |
D6792 Retainer crown - full cast noble metal - Limited to 1 time per tooth per consecutive 60 months |
D6793 Interim retainer crown - further treatment or completion of diagnosis necessary prior to final impression - Limited to 1 time per tooth per consecutive 60 months |
D6794 Retainer crown - titanium and titanium alloys - Limited to 1 time per tooth per consecutive 60 months |
D9120 Fixed partial denture sectioning – Limited to 1 time per tooth per consecutive 60 months |
D9941 Fabrication of athletic mouthguard |
D9943 Occlusal guard adjustment - Limit 1 every 24 months |
D9944 Occlusal guard – hard appliance, full arch – Limited to 1 per consecutive 36 months |
D9945 Occlusal guard – soft appliance, full arch – Limited to 1 per consecutive 36 months |
D9946 Occlusal guard – hard appliance, partial arch – Limited to 1 per consecutive 36 months |
D9999 Unspecified adjunctive procedure, by report – Covered if Necessary |
Other Services |
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D0160 Detailed and extensive oral evaluation - problem focused, by report - Limited to 2 times per calendar year |
D9222 Deep sedation/general anesthesia – first 15 minutes – Covered when Necessary |
D9223 Deep sedation/general anesthesia - each subsequent 15 minute increment - Covered when Necessary |
D9239 Intravenous moderate (conscious) sedation/analgesia – first 15 minutes - Covered when Necessary |
D9243 Intravenous moderate (conscious) sedation/analgesia - each subsequent 15 minute increment - Covered when Necessary |
D9610 Therapeutic parenteral drug, single administration |
D9930 Treatment of complications (post-surgical) - unusual circumstances, by report |
D9974 Internal bleaching - per tooth |
Services Not Covered |
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Refer to Section 7 for a list of general exclusions |
Class D Orthodontic
Important things you should keep in mind about these benefits:
- Please remember that all benefits are subject to the definitions, limitations, and exclusions in this brochure and are payable only when we determine they are necessary for the prevention, diagnosis, care, or treatment of a covered condition and meet generally accepted dental protocols.
- There is no deductible.
- We pay 50% of the plan allowance up to the lifetime maximum. If you are covered by the High Option the lifetime maximum for orthodontic services is up to $2,000 per adult and $4,000 per child*. If you are enrolled in the Standard Option the lifetime maximum for orthodontic services is up to $2,000 per person.
- Any dental service or treatment not listed as a covered service is not eligible for benefits.
*Child is defined as 18 and under.
You Pay:
High Option
- In-Network: 50% of the plan allowance up to the $2,000 per adult and $4,000 per child lifetime maximum. You are responsible for all charges that exceed the lifetime maximum.
- Out-of-Network: 50% of the plan allowance up to the $2,000 per adult and $4,000 per child lifetime maximum and any difference between our allowance and the billed amount.
Standard Option
- In-Network: 50% of the plan allowance up to the $2,000 per person lifetime maximum. You are responsible for all charges that exceed the lifetime maximum.
- Out-of-Network: 50% of the plan allowance up to the $2,000 per person lifetime maximum and any difference between our allowance and the billed amount.
Details
Orthodontic Services |
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D0340 2D cephalometric radiographic image – acquisition, measurement and analysis – Limited to 1 per consecutive 12 months |
D8010 Limited orthodontic treatment of the primary dentition |
D8020 Limited orthodontic treatment of the transitional dentition |
D8030 Limited orthodontic treatment of the adolescent dentition |
D8040 Limited orthodontic treatment of the adult dentition |
D8070 Comprehensive orthodontic treatment of the transitional dentition |
D8080 Comprehensive orthodontic treatment of the adolescent dentition |
D8090 Comprehensive orthodontic treatment of the adult dentition |
D8091 Comprehensive orthodontic treatment with orthognathic surgery |
D8210 Removable appliance therapy - Limited to 1 time per consecutive 60 months |
D8220 Fixed appliance therapy - Limited to 1 time per consecutive 60 months |
D8660 Pre-orthodontic treatment examination to monitor growth and development - Limited to new patients or 2 times per consecutive 12 months |
D8670 Periodic orthodontic treatment visit |
D8671 Periodic orthodontic treatment visit associated with orthognathic surgery |
D8680 Orthodontic retention (removal of appliances, construction and placement of retainer(s)) - Limited to 1 time per consecutive 60 months |
D8695 Removal of fixed orthodontic appliances for reasons other than completion of treatment – Limited to 1 time per consecutive 60 months. |
D8698 Re-cement or re-bond fixed retainer – maxillary |
D8699 Re-cement or re-bond fixed retainer – mandibular |
Services Not Covered |
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Refer to Section 7 for a list of general exclusions:
- Repair of damaged orthodontic appliances
- Replacement of lost or missing appliances
- Services used exclusively to alter vertical dimension and/or restore or maintain the occlusion.
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Section 6 International Services and Supplies
Term | Definition |
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International Claims Payment | If you receive dental services while overseas, you will pay the provider in-full at the time of service. You will then need to submit the claim to UnitedHealthcare Dental. Upon receipt of the claim we will translate the claim if necessary and process it. We use the rate of exchange in effect at the time we process the claim. Claims are paid in U.S. currency. |
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Finding an International Provider | You may use any dentist while overseas. |
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Filing International Claims | Submit the itemized paid receipt(s), along with the primary insured's unique identification number and patient's name and date of birth to:
SCS RMO-Lason Inc 4050 South 500 West, Ste 50 Salt Lake City, UT 84123-1358 Attn: 224 - Foreign Claims - DBP |
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International Rates | There is one international region. Please see the rate table for the actual premium amount. |
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Section 7 General Exclusions – Things We Do Not Cover
The exclusions in this section apply to all benefits. Although we may list a specific service as a benefit, we will not cover it unless we determine it is necessary for the prevention, diagnosis, care, or treatment of a covered condition.
We do not cover the following:
- Services and treatment not prescribed by or under the direct supervision of a dentist, except in those states where dental hygienists are permitted to practice without supervision by a dentist. In these states, we will pay for eligible covered services provided by an authorized dental hygienist performing within the scope of their license and applicable state law;
- Services and treatment which are experimental or investigational;
- Services and treatment which are for any illness or bodily injury which occurs in the course of employment if a benefit or compensation is available, in whole or in part, under the provision of any law or regulation or any government unit. This exclusion applies whether or not you claim the benefits or compensation;
- Services and treatment received from a dental or medical department maintained by or on behalf of an employer, mutual benefit association, labor union, trust, VA hospital or similar person or group;
- Services and treatment performed prior to your effective date of coverage;
- Services and treatment incurred after the termination date of your coverage unless otherwise indicated;
- Services and treatment which are not dentally necessary or which do not meet generally accepted standards of dental practice;
- Services and treatment resulting from your failure to comply with professionally prescribed treatment;
- Any charges for failure to keep a scheduled appointment;
- Any services that are considered strictly cosmetic in nature including, but not limited to, charges for personalization or characterization of prosthetic appliances;
- Services related to the diagnosis and treatment of Temporomandibular Joint Dysfunction (TMD);
- Services or treatment provided as a result of intentionally self-inflicted injury or illness;
- Services or treatment provided as a result of injuries suffered while committing or attempting to commit a felony, engaging in an illegal occupation, or participating in a riot, rebellion or insurrection;
- Office infection control charges;
- Charges for copies of your records, charts or x-rays, or any costs associated with forwarding/mailing copies of your records, charts or x-rays;
- State or territorial taxes on dental services performed;
- Those submitted by a dentist, which is for the same services performed on the same date for the same member by another dentist;
- Those provided free of charge by any governmental unit, except where this exclusion is prohibited by law;
- Those for which the member would have no obligation to pay in the absence of this or any similar coverage;
- Those which are for specialized procedures and techniques;
- Those performed by a dentist who is compensated by a facility for similar covered services performed for members;
- Duplicate, provisional and temporary devices, appliances, and services;
- Plaque control programs, oral hygiene instruction, and dietary instructions;
- Services to alter vertical dimension and/or restore or maintain the occlusion. Such procedures include, but are not limited to, equilibration, periodontal splinting, full mouth rehabilitation, and restoration for misalignment of teeth;
- Treatment or services for injuries resulting from the maintenance or use of a motor vehicle if such treatment or service is paid or payable under a plan or policy of motor vehicle insurance, including a certified self-insurance plan;
- Treatment of services for injuries resulting from war or act of war, whether declared or undeclared, or from police or military service for any country or organization;
- Hospital costs or any additional fees that the dentist or hospital charges for treatment at the hospital (inpatient or outpatient);
- Charges by the provider for completing dental forms;
- Adjustment of a denture or bridgework which is made within 6 months after installation by the same Dentist who installed it;
- Use of material or home health aids to prevent decay, such as toothpaste, fluoride gels, dental floss and teeth whiteners;
- Cone Beam Imaging and Cone Beam MRI procedures;
- Sealants for teeth other than permanent molars are not covered;
- Precision attachments, personalization, precious metal bases and other specialized techniques;
- Replacement of dentures that have been lost, stolen or misplaced;
- Repair of damaged orthodontic appliances;
- Replacement of lost or missing appliances;
- Fabrication of athletic mouth guard;
- Topical medicament center;
- Bone grafts when done in connection with extractions, apicoectomies or non-covered/non-eligible implants;
- Restoration foundation for an indirect restoration;
- Veneers for cosmetic purposes;
- Blood glucose level test - in-office using a glucose meter;
- Temporomandibular joint dysfunction – non-invasive physical therapies;
- Infiltration of sustained release therapeutic drug – single or multiple sites;
- Duplicate/copy patient's records;
- When two or more services are submitted and the services are considered part of the same service to one another the Plan will pay the most comprehensive service (the service that includes the other service) as determined by UnitedHealthcare Dental.
- When two or more services are submitted on the same day and the services are considered mutually exclusive (when one service contradicts the need for the other service), the Plan will pay for the service that represents the final treatment as determined by this plan.
- Incomplete Endodontic Therapy, inoperable, unrestorable or fractured tooth is not a covered service.
- All out-of-network services listed in Section 5 are subject to the maximum allowable amount as defined by UnitedHealthcare Dental. The member is responsible for all remaining charges that exceed the allowable maximum.
Section 8 Claims Filing and Disputed Claims Processes
Term | Definition |
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How to File a Claim for Covered Services | To avoid delay in the payment of your dental claims, please have your dental provider submit your claims directly to your FEHB/PSHB plan (Should you be enrolled), then to UnitedHealthcare Dental. Pretreatment estimates can be submitted directly to UnitedHealthcare Dental (exception: If accidental injury occurs, pretreatment estimates should be submitted to your FEHB/PSHB plan).
If you need to send in a paper claim you may download a claim form from UnitedHealthcare Dental's website, www.myuhcdental.com/fedvip.
Mail completed claim form to:
UnitedHealthcare Dental Attention: Claims Department P.O. Box 30567 Salt Lake City, UT 84130-0567 |
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Deadline for Filing Your Claim | You must submit your claim within 24 months from the date service was rendered. |
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Term | Definition |
---|
Disputed Claims Process | Step 1:
Ask us in writing to reconsider our initial decision. You must include any pertinent information omitted from the initial claim filing and send your additional proof to us within 180 days from the date of receipt of our decision.
Step 2:
You may mail your request for reconsideration to:
UnitedHealthcare Dental Attention: Dental Appeals and Grievance P.O. Box 30569 Salt Lake City, UT 84130-0569
Or go to www.myuhcdental.com/fedvip
We will review your request and provide you with a written or electronic explanation of benefit determination within 30 days of the receipt of your request.
Step 3:
If you disagree with the decision regarding your request for reconsideration, you may request a second review of the denial within 60 days from receipt of our reconsideration. You must submit your request to us in writing to the address shown above along with any additional information you or your dentist can provide to substantiate your claim so that we can reconsider our decision. Failure to do so will disqualify the appeal of your claim. We will provide a decision within 30 days of receipt of your request for second review.
Step 4:
If you do not agree with our final decision, under certain circumstances you may request an independent third party, mutually agreed upon by UnitedHealthcare Dental and OPM, review the decision. To qualify for this independent third party review, the reason for denial must be based on our determination that the rationale for the procedure did not meet our dental necessity criteria or our administration of the plans Alternate Benefit provision, for example, a bridge being given an alternate benefit of a partial denture.
The decision of the independent third party is binding and is the final review of your claim.
Follow this disputed claims process if you disagree with our decision on your claim or request for services. FEDVIP legislation does not provide a role for OPM to review disputed claims.
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Section 9 Definitions of Terms We Use in This Brochure
Term | Definition |
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Alternative Benefit | If we determine a service less costly than the one performed by your dentist could have been performed by your dentist, we will pay benefits based upon the less costly services. See Section 3, How You Obtain Care. |
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Annual Benefit Maximum | The maximum annual benefit that you can receive per person. |
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Annuitants
|
Federal retirees (who retired on an immediate annuity) and survivors (of those who retired on an immediate annuity or died in service) receiving an annuity. This also includes those receiving compensation from the Department of Labor’s Office of Workers’ Compensation Programs, who are called compensationers. Annuitants are sometimes called retirees.
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BENEFEDS
| The enrollment and premium administration system for FEDVIP. |
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Benefits
| Covered services or payment for covered services to which enrollees and covered family members are entitled to the extent provided by this brochure. |
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Calendar Year | From January 1, 2025 through December 31, 2025. Also referred to as the plan year. |
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Class A Services
|
Basic services, which include oral examinations, prophylaxis, diagnostic evaluations, sealants, and X-rays.
|
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Class B Services
| Intermediate services, which include restorative procedures such as fillings, prefabricated stainless steel crowns, periodontal scaling, tooth extractions, and denture adjustments. |
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Class C Services
| Major services, which include endodontic services such as root canals, periodontal services such as gingivectomy, major restorative services such as crowns, oral surgery, bridges, and prosthodontic services such as complete dentures. |
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Class D Services
| Orthodontic services. |
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Date of Service | The calendar date on which you visit the dentist's office and services are rendered. |
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Enrollee | The Federal employee, annuitant, or TRICARE-eligible individual enrolled in this plan. |
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FEDVIP
| Federal Employees Dental and Vision Insurance Program. |
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Generally Accepted Dental Protocols | Dental Necessity means that a dental service or treatment is performed in accordance with generally accepted dental standards, as determined from multiple sources including but not limited to relevant clinical dental research from various research organizations including dental schools, current recognized dental school standard of care curriculums and organized dental groups including the American Dental Association, which is necessary to treat decay, disease or injury of teeth, or essential for the care of teeth and supporting tissues of the teeth. |
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In-Progress Treatment | Dental services that initiated in 2024 that will be completed in 2025. |
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Maximum Allowed Amount | The amount we use to determine our payment for services. If services are provided by an in-network dentist the maximum allowable amount is based on the discounted fee they accept as payment in full for the procedure or procedures. If services are provided by an out-of- network dentist the maximum allowed amount is based on UnitedHealthcare Dental's determination of charges for the procedure or procedures. |
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Network Allowance | Network Allowance means the allowance per procedure that UnitedHealthcare Dental has negotiated with the provider and they have agreed to accept as payment in full for their services. |
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Plan | UnitedHealthcare Dental |
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Sponsor | Generally, a sponsor means the individual who is eligible for medical or dental benefits under 10 U.S.C. chapter 55 based on their direct affiliation with the uniformed services (including military members of the National Guard and Reserves). |
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TEI certifying family member | Under circumstances where a sponsor is not an enrollee, a TEI family member may accept responsibility to self-certify as an enrollee and enroll TEI family members |
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TRICARE-eligible individual (TEI) family member | TEI family members include a sponsor’s spouse, unremarried widow, unremarried widower, unmarried child, and certain unmarried persons placed in a sponsor’s legal custody by a court. Children include legally adopted children, stepchildren, and pre- adoptive children. Children and dependent unmarried persons must be under age 21 if they are not a student, under age 23 if they are a full-time student, or incapable of self-support because of a mental or physical incapacity. |
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We/Us | UnitedHealthcare Dental |
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You | Enrollee or eligible family member. |
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Non-FEDVIP Benefits
UnitedHealthcare Hearing*
As a UHC Specialty member, you and your family have access to savings on a wide selection of name-brand and private-labeled hearing aids as well as professional care through the UnitedHealthcare Hearing provider network.
*30-50% off MSRP on hundreds of name-brand and private-labeled hearing aids from major manufacturers, including Beltone™, Phonak, ReSound, Signia, Starkey®, Unitron™ and Widex®.
*6500+ credentialed hearing provider locations nationwide that provide hearing tests, hearing aid evaluations and follow-up support.
*Members can purchase state of the art technology programmed for members' unique hearing loss through a UnitedHealthcare Hearing network provider.
*Extended 3-year warranty, one-time loss or damage replacement, trial-period and free batteries or charging case with each hearing aid purchased.
*Professional, nationwide support plus online tutorials, hearing health tips and more to help you stay connected and get the most out of your hearing aids.
To register, please visit www.uhchearing.com or call 1-855-523-9355, Monday through Friday, 8:00 am to 8:00 pm CT. You will also be able to access the hearing aid discount through the Benefit Hub.
Laser Vision Correction*
Discounts on Laser Vision Correction - UnitedHealthcare Dental participants have access to QualSight LASIK. QualSight offers a network of credentialed ophthalmologists with more than 900 locations in 46 states. QualSight LASIK provides FEDVIP members with up to 35% off the national average price of laser vision correction. Visit uhc.qualsight.com or call 1-855-321-2020, Monday through Friday 7:00 am to 7:00 pm CT and Saturday - Sunday, 9:00 am to 3:00 pm CT.
Financial Wellness Options**
UnitedHealthcare family of companies are ready to help you with plans to fit your individual financial picture.
SafeTrip – Travel benefits if an emergency arises while out of the country. As part of your SafeTrip travel protection plan, UnitedHealthcare Global provides you with medical and travel-related assistance services. To enroll visit
https://www.uhone.com/health-insurance/supplemental/safetrip-travel-insurance or call 1-800-586-0739.
Accidental Insurance - Program options that offer benefits paid in a lump sum directly to you for eligible expenses related to accidental injury. These benefits are paid regardless of other insurance coverage you have, up to your chosen annual maximum. Visit https://www.uhone.com/health-insurance/supplemental/accident-insurance or call 1-800-273-8115 for details and plan cost and availability in your area.
Term Life - Program offers benefits if your family relies on your income to keep up with their day-to-day living expenses, the financial implications of your death could be devastating for them. Term Life Insurance from UnitedHealthcare, underwritten by Golden Rule Insurance Company, can play a part in helping you to protect your family’s finances in your absence. Visit
https://www.uhone.com/health-insurance/supplemental/term-life-insurance or call 1-800-273-8115 for details and plan cost and availability in your area.
Critical Illness Insurance - Critical Illness insurance, also known as Critical Care insurance or Critical Illness coverage, pays a lump sum cash benefit directly to the policyholder in the event of a qualifying serious illness. Visit
https://www.uhone.com/health-insurance/supplemental/critical-illness-insurance or call 1-800-273-8115 for details and plan cost and availability in your area.
*Programs available at no additional premium cost to you.
**Programs may involve additional cost.
Summary of Benefits
- Do not rely on this chart alone. This page summarizes your portion of the expenses we cover; please review the individual sections of this brochure, for more detail.
- If you want to enroll or change your enrollment in this plan, please visit www.BENEFEDS.gov or call 1-877-888-FEDS (1-877-888-3337), TTY number 1-877-889-5680.
- The calendar year deductible is $0 if you use an in-network provider. If you elect to use an out-of-network provider, the Standard Option has deductible amounts of $100 for Self, $200 for Self Plus One, and $300 for Family for Class A, B, and C services; High Option has deductible amounts of $50 for Self, $100 for Self Plus One, and $150 for Family for Class B and C services.
- Included with your plan benefits is comprehensive coverage for various methods of annual oral cancer screenings for all adults. In addition included in your plan is a Supplemental Oral Cancer Benefit. Any UnitedHealthcare Dental member who receives a diagnosis of Oral, Head and Neck Cancer, and who has an impact to their teeth and supporting structures, is eligible for a one-time single lump sum payment of $2,000 to cover expenses such as lost wages, child care, and more. This added financial benefit can be used at the member’s discretion as they navigate the various demands this diagnosis may bring. This is a fixed oral cancer benefit to aid with the unexpected dental care and personal disruptions often bringing an added financial burden.
- The Enhanced Member Benefits offer additional services to our UnitedHealthcare Dental members who have been diagnosed and are managing one or more of eight medical conditions listed below. The additional dental services will be covered at 100%, require no referral, and will not count towards the member’s deductible or annual maximum.
- UnitedHealthcare Dental members with one or more of the following chronic conditions will be eligible for this benefit: Asthma, Coronary Artery Disease/Cardiovascular Disease, Chronic Obstructive Pulmonary Disease (COPD), Pregnancy, Cerebrovascular Disease, Diabetes, Kidney Disease, Rheumatoid Arthritis.
- Eligible members will be able to sign up for Enhanced Member Benefits using a simple, one-step process available on the UnitedHealthcare Dental member website. Once the clinical exception form is completed, members are eligible to receive the enhanced services as their claims are received. No supplemental claim submission is required
- Enhanced Service*: Additional prophylaxis (cleaning) per year, traditional or gingival. Allowable Maximum: Up to 4 cleanings annually, using any combination of codes D1110, D4346 and D4910
- Enhanced Service*: Scaling and root planing; per quadrant. Allowable Maximum: Up to 1 annual treatment per quadrant.
- Enhanced Service*: Full mouth debridement. Allowable Maximum: One treatment per 24 months.
- Enhanced Service*: Periodontal maintenance. Allowable Maximum: Up to 4 cleanings annually, using any combination of codes D1110, D4346 and D4910.
- Enhanced Service*: Localized delivery of antimicrobial agents (not covered for pregnancy). Allowable Maximum: Up to 2 sites treated in one date of service, using code D4381, with a maximum of 24 sites treated per lifetime.
*These services are covered at 100% for eligible members, there is no cost when visiting an in-network dentist. Services do not count toward annual benefit maximums. Annual Deductible does not apply.
High Option Benefits : | In-Network (You Pay) | Out-of-Network (You Pay) |
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Class A (Basic) Services – preventive and diagnostic | 0% | 10% |
Class B (Intermediate) Services – includes minor restorative services | 30% | 40% |
Class C (Major) Services – includes major restorative, endodontic, and prosthodontic services | 50% | 60% |
Class A, B, and C Services do not have an annual maximum benefit amount for in-network services | Unlimited | $3,000 |
Class D Services – orthodontic
up to $2,000 per adult and $4,000 per child lifetime maximum combined for in-network or out-of-network | 50% | 50% |
Standard Option Benefits : | In-Network (You Pay) | Out-of-Network (You Pay) |
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Class A (Basic) Services – preventive and diagnostic | 0% | 10% |
Class B (Intermediate) Services – includes minor restorative services | 45% | 60% |
Class C (Major) Services – includes major restorative, endodontic, and prosthodontic services | 65% | 80% |
Class A, B, and C Services are subject to a combined $1,500 annual maximum benefit for the in-network benefits or $1,000 for the out-of-network benefits. The Annual Benefit Maximums within each option are combined between in and out-of-network services. The total Annual Benefit Maximum will never be greater than the in-network Maximum Annual Benefit. | $1,500 | $1,000 |
Class D Services – orthodontic
$2,000 lifetime maximum per person combined for in-network or out-of-network | 50% | 50% |
Stop Health Care Fraud!
Fraud increases the cost of health care for everyone and increases your Federal Employees Dental and Vision Insurance Program premium.
Protect Yourself From Fraud – Here are some things that you can do to prevent fraud:
- Do not give your plan identification (ID) number over the telephone or to people you do not know, except to your providers, UnitedHealthcare Dental, BENEFEDS, or OPM.
- Let only the appropriate providers review your clinical record or recommend services.
- Avoid using providers who say that an item or service is not usually covered, but they know how to bill us to get it paid.
- Carefully review your explanation of benefits (EOBs) statements.
- Do not ask your provider to make false entries on certificates, bills or records in order to get us to pay for an item or service.
- If you suspect that a provider has charged you for services you did not receive, billed you twice for the same service, or misrepresented any information, do the following:
- Call the provider and ask for an explanation. There may be an error.
- If the provider does not resolve the matter, call us at 1-866-315-2321 or TTY 711 and explain the situation, you will be required to state your complaint in writing to us.
Do not maintain as a family member on your policy:
- Your former spouse after a divorce decree or annulment is final (even if a court order stipulates otherwise); or
- Your child over age 22 (unless they are disabled and incapable of self- support). With respect to TRICARE-eligible individuals, children and dependent unmarried persons must be under age 21 if they are not a student, under age 23 if they are a full-time student, or incapable of self-support because of a mental or physical incapacity.
If you have any questions about the eligibility of a dependent, please contact BENEFEDS at www.BENEFEDS.gov or 1-877-888-3337, TTY 1-877-889-5680
Be sure to review Section 1, Eligibility, of this brochure prior to submitting your enrollment or obtaining benefits.
Fraud or intentional misrepresentation of material fact is prohibited under the plan. You can be prosecuted for fraud and your agency may take action against you if you falsify a claim to obtain FEDVIP benefits or try to obtain services for someone who is not an eligible family member or who is no longer enrolled in the plan, or enroll in the plan when you are no longer eligible.
Rate Information
How to find your rate
- In the first chart below, look up your state or zip code to determine your rating area.
- In the second chart on the following page match your Rating Area to the enrollment type and plan option.
Rating Regions
State | zip | Region |
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AK | 995-999 | 5 |
AL | 350-352,354-369 | 1 |
AR | 716-729 | 1 |
AZ | 850-853 | 4 |
AZ | 855-857,859,860,863,865 | 2 |
AZ | 864 | 3 |
CA | 900-908,910-928,930,931,933-935,939-941,943-952,954 | 5 |
CA | 932,936-938,953,955,960,961 | 3 |
CA | 942,956-959 | 4 |
CO | 800-806 | 4 |
CO | 807,811,813-816 | 2 |
CO | 808-810,812 | 3 |
CT | 060-063 | 4 |
CT | 064-069 | 5 |
DC | 200,202-205 | 3 |
DE | 197-199 | 3 |
FL | 320-329,335-339,341,342,344,346,347 | 1 |
FL | 330-334,349 | 3 |
GA | 300-303,305,306,311,399 | 3 |
GA | 304,307-310,312-319,398 | 1 |
GU | 969 | 5 |
HI | 967-968 | 3 |
IA | 500-514,516,520-528 | 1 |
IA | 515 | 2 |
ID | 832-838 | 3 |
IL | 600-609,613 | 3 |
IL | 610-612,614-619,623-629 | 1 |
IL | 620,622 | 2 |
IN | 460-462,470,472,473 | 2 |
IN | 463-464 | 3 |
IN | 465-469,471,474-479 | 1 |
KS | 660-662,666 | 2 |
KS | 664,665,667-679 | 1 |
KY | 400-409,411-418,420-427 | 1 |
KY | 410,459 | 2 |
LA | 700,701,703-708,710-714 | 1 |
MA | 010, 011, 013 | 4 |
MA | 012,014-027,055 | 3 |
MD | 205-212,214,216,217,219 | 3 |
MD | 215,218 | 1 |
ME | 039-042 | 3 |
ME | 043-049 | 2 |
MI | 480-485 | 3 |
MI | 486-499 | 2 |
MN | 550,551,553-555,563 | 5 |
MN | 556-562,564-567 | 2 |
MO | 630,631,633,640,641,000,000,000 | 2 |
MO | 634-639,646-648,650-658 | 1 |
MS | 386-397 | 1 |
MT | 590-599 | 1 |
NC | 270-279,283-289 | 2 |
NC | 280-282 | 3 |
ND | 580-588 | 1 |
NE | 680,681 | 2 |
NE | 683-693 | 1 |
NH | 030-033,038 | 3 |
NH | 034-037 | 4 |
NJ | 070-079,085-089 | 5 |
NJ | 080-084 | 3 |
NM | 870,871,873-875,877-884 | 1 |
NV | 889-891 | 3 |
NV | 893-895,897,898 | 4 |
NY | 005,100-119,124-126 | 5 |
NY | 063 | 4 |
NY | 120-123,128 | 3 |
NY | 127,129-139,144-149 | 2 |
NY | 140-143 | 1 |
OH | 430-433,437,450-452 | 2 |
OH | 434-436,438-449,453-458 | 1 |
OK | 730,731,734-741,743-749 | 1 |
OR | 970-973 | 5 |
OR | 974-979 | 3 |
PA | 150-171,175-179,182,184-188 | 1 |
PA | 172-174,189-196 | 3 |
PA | 180, 181, 183 | 5 |
PR | 006, 007, 009 | 1 |
RI | 028, 029 | 3 |
SC | 290-296,298,299 | 2 |
SC | 297 | 3 |
SD | 570-577 | 1 |
TN | 370-385 | 1 |
TX | 733,786,787 | 4 |
TX | 739,755-759,763-769,776-785,788-799,885 | 1 |
TX | 750-754,760-762,770,772-775 | 3 |
UT | 840-847 | 5 |
VA | 201,203,205,220-227,230,232,238 | 3 |
VA | 228,229,239-246 | 1 |
VA | 231,233-237 | 2 |
VI | 008 | 1 |
VT | 050-053,056-059 | 3 |
VT | 054 | 4 |
WA | 980-986,988-994 | 5 |
WI | 530-532,534,535,537-539,541-549 | 3 |
WI | 540 | 5 |
WV | 247-253,255-268 | 1 |
WV | 254 | 3 |
WY | 820-831 | 1 |
WY | 834 | 3 |
Interna- tional | All | 5 |
Rates
High
Rating Area | High-Bi-Weekly Self Only | High-Bi-Weekly Self Plus One | High-Bi-Weekly Self and Family | High-Monthly Self Only | High-Monthly Self Plus One | High-Monthly Self and Family |
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1 | 20.60 | 41.20 | 61.80 | 44.63 | 89.27 | 133.90 |
2 | 21.63 | 43.26 | 64.90 | 46.87 | 93.73 | 140.62 |
3 | 22.71 | 45.43 | 68.14 | 49.21 | 98.43 | 147.64 |
4 | 26.14 | 52.28 | 78.42 | 56.64 | 113.27 | 169.91 |
5 | 30.72 | 61.43 | 92.15 | 66.56 | 133.10 | 199.66 |
Standard
Rating Area | High-Bi-Weekly Self Only | High-Bi-Weekly Self Plus One | High-Bi-Weekly Self and Family | High-Monthly Self Only | High-Monthly Self Plus One | High-Monthly Self and Family |
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1 | 11.42 | 22.83 | 34.25 | 24.74 | 49.47 | 74.21 |
2 | 12.91 | 25.82 | 38.73 | 27.97 | 55.94 | 83.92 |
3 | 13.88 | 27.76 | 41.64 | 30.07 | 60.15 | 90.22 |
4 | 14.60 | 29.20 | 43.80 | 31.63 | 63.27 | 94.90 |
5 | 16.96 | 33.93 | 50.89 | 36.75 | 73.52 | 110.26 |