D5110 Complete denture – maxillary – Limit 1 every 60 months – Denied if using as an interim denture |
D5120 Complete denture - mandibular – Limit 1 every 60 months – Denied if using as an Interim denture |
D5130 Immediate denture – maxillary – Limit 1 every 60 months – Denied if using as an interim denture |
D5140 Immediate denture - mandibular – Limit 1 every 60 months – Denied if using as an interim denture |
D5211 Maxillary partial denture – resin base (including, retentive/clasping materials, rests, and teeth) – Limit 1 every 60 months - Denied if using as an interim denture |
D5212 Mandibular partial denture – resin base (including, retentive/clasping materials, rests, and teeth) – Limit 1 every 60 months - Denied if using as an interim denture |
D5213 Maxillary partial denture - cast metal framework with resin denture bases (including retentive/clasping materials, rests and teeth) – Limit 1 every 60 months |
D5214 Mandibular partial denture - cast metal framework with resin denture bases (including retentive/clasping materials, rests and teeth) – Limit 1 every 60 months |
D5221 Immediate maxillary partial denture - resin base (including retentive/clasping materials, rests and teeth) - Limit 1 every 60 months – Denied if using as an interim denture |
D5222 Immediate mandibular partial denture - resin base (including retentive/clasping materials, rests and teeth) - Limit 1 every 60 months – Denied if using as an interim denture |
D5223 Immediate maxillary partial denture - cast metal framework with resin denture bases (including retentive/clasping materials, rests and teeth) - Limit 1 every 60 months |
D5224 Immediate mandibular partial denture - cast metal framework with resin denture bases (including retentive/clasping materials, rests and teeth) - Limit 1 every 60 months |
D5225 Maxillary partial denture - flexible base (including retentive/clasping materials, rests, and teeth) – Limit 1 every 60 months - Denied if using as an interim denture |
D5226 Mandibular partial denture - flexible base (including retentive/clasping materials, rests, and teeth) – Limit 1 every 60 months - Denied if using as an interim denture |
D5227 Immediate maxillary partial denture - flexible base (including any clasps, rests and teeth) – Limit 1 every 60 months – Denied if using as an interim denture |
D5228 Immediate mandibular partial denture - flexible base (including any clasps, rests and teeth) – Limit 1 every 60 months – Denied if using as an interim denture |
D5282 Removable unilateral partial denture – one piece cast metal (including retentive/clasping materials, rests, and teeth), maxillary - Limit 1 every 60 months |
D5283 Removable unilateral partial denture – one piece cast metal (including retentive/clasping materials, rests, and teeth), mandibular - Limit 1 every 60 months |
D5863 Overdenture – complete maxillary - Limit 1 every 60 months - an alternate benefit will be provided |
D5864 Overdenture – partial maxillary - Limit 1 every 60 months - an alternate benefit will be provided |
D5865 Overdenture – complete mandibular - Limit 1 every 60 months - an alternate benefit will be provided |
D5866 Overdenture – partial mandibular - Limit 1 every 60 months - an alternate benefit will be provided |
D5876 Add metal substructure to acrylic full denture (per arch) – Limit 1 every 60 months |
D6205 Pontic – indirect resin based composite – Limit 1 every 60 months, including all other crowns, bridges, prosthetics |
D6210 Pontic - cast high noble metal - Limit 1 every 60 months, including all other crowns, bridges, prosthetics |
D6211 Pontic - cast predominantly base metal - Limit 1 every 60 months, including all other crowns, bridges, prosthetics |
D6212 Pontic - cast noble metal - Limit 1 every 60 months, including all other crowns, bridges, prosthetics |
D6214 Pontic - titanium and titanium alloys - Limit 1 every 60 months, including all other crowns, bridges, prosthetics |
D6240 Pontic - porcelain fused to high noble metal - Limit 1 every 60 months, including all other crowns, bridges, prosthetics |
D6241 Pontic - porcelain fused to predominantly base metal - Limit 1 every 60 months, including all other crowns, bridges, prosthetics |
D6242 Pontic - porcelain fused to noble metal - Limit 1 every 60 months, including all other crowns, bridges, prosthetics |
D6243 Pontic – porcelain fused to titanium and titanium alloys - Limit 1 every 60 months, including all other crowns, bridges, prosthetics |
D6245 Pontic - porcelain/ceramic - Limit 1 every 60 months, including all other crowns, bridges, prosthetics |
D6250 Pontic – resin with high noble metal – Limit 1 every 60 months, including all other crowns, bridges, prosthetics |
D6251 Pontic - resin with predominantly base metal – Limit 1 every 60 months, including all other crowns, bridges, prosthetics |
D6252 Pontic - resin with noble metal - Limit 1 every 60 months, including all other crowns, bridges, prosthetics |
D6545 Retainer - cast metal for resin bonded fixed prosthesis - Limit 1 every 60 months, including all other crowns, bridges, prosthetics |
D6548 Retainer - porcelain/ceramic for resin bonded fixed prosthesis - Limit 1 every 60 months, including all other crowns, bridges, prosthetics - An alternate benefit will be provided |
D6549 Retainer – resin bonded fixed prosthesis - Limit 1 every 60 months |
D6600 Retainer inlay - porcelain/ceramic, two surfaces - Limit 1 every 60 months - An alternate benefit will be provided |
D6601 Retainer inlay - porcelain/ceramic, three or more surfaces - Limit 1 every 60 months - An alternate benefit will be provided |
D6602 Retainer inlay - cast high noble metal, two surfaces – Limit 1 every 60 months |
D6603 Retainer inlay - cast high noble metal, three or more surfaces – Limit 1 every 60 months |
D6604 Retainer inlay - cast predominantly base metal, two surfaces - Limit 1 every 60 months |
D6605 Retainer inlay - cast predominantly base metal, three or more surfaces - Limit 1 every 60 months |
D6606 Retainer inlay - cast noble metal, two surfaces – Limit 1 every 60 months |
D6607 Retainer inlay - cast noble metal, three or more surfaces – Limit 1 every 60 months |
D6608 Retainer onlay - porcelain/ceramic, two surfaces - Limit 1 every 60 months - An alternate benefit will be provided |
D6609 Retainer onlay - porcelain/ceramic, three or more surfaces - Limit 1 every 60 months - An alternate benefit will be provided |
D6610 Retainer onlay - cast high noble metal, two surfaces – Limit 1 every 60 months |
D6611 Retainer onlay - cast high noble metal, three or more surfaces – Limit 1 every 60 months |
D6612 Retainer onlay - cast predominantly base metal, two surfaces – Limit 1 every 60 months |
D6613 Retainer onlay - cast predominantly base metal, three or more surfaces – Limit 1 every 60 months |
D6614 Retainer onlay - cast noble metal, two surfaces – Limit 1 every 60 months |
D6615 Retainer onlay - cast noble metal, three or more surfaces – Limit 1 every 60 months |
D6624 Retainer inlay – titanium – Limit 1 every 60 months |
D6634 Retainer onlay - titanium – Limit 1 every 60 months |
D6710 Retainer crown - indirect resin based composite - Limit 1 every 60 months |
D6720 Retainer crown - resin with high noble metal - Limit 1 every 60 months |
D6721 Retainer crown - resin with predominantly base metal - Limit 1 every 60 months |
D6722 Retainer crown - resin with noble metal – Limit 1 every 60 months |
D6740 Retainer crown - porcelain/ceramic – Limit 1 every 60 months |
D6750 Retainer crown - porcelain fused to high noble metal - Limit 1 every 60 months |
D6751 Retainer crown - porcelain fused to predominantly base metal – Limit 1 every 60 months |
D6752 Retainer crown - porcelain fused to noble metal - Limit 1 every 60 months |
D6753 Retainer crown – porcelain fused to titanium and titanium alloys - Limit 1 every 60 months
|
D6780 Retainer crown - 3/4 cast high noble metal - Limit 1 every 60 months |
D6781 Retainer crown - 3/4 cast predominantly base metal - Limit 1 every 60 months |
D6782 Retainer crown - 3/4 cast noble metal – Limit 1 every 60 months |
D6783 Retainer crown - 3/4 porcelain/ceramic – Limit 1 every 60 months |
D6784 Retainer crown ¾ – titanium and titanium alloys - Limit 1 every 60 months |
D6790 Retainer crown - full cast high noble metal - Limit 1 every 60 months |
D6791 Retainer crown - full cast predominantly base metal - Limit 1 every 60 months |
D6792 Retainer crown - full cast noble metal - Limit 1 every 60 months |
D6794 Retainer crown - titanium and titanium alloys - Limit 1 every 60 months |
D9932 Cleaning and inspection of removable complete denture, maxillary – Limit 3 times per calendar year |
D9933 Cleaning and inspection of removable complete denture, mandibular – Limit 3 times per calendar year |
D9934 Cleaning and inspection of removable partial denture, maxillary – Limit 3 times per calendar year |
D9935 Cleaning and inspection of removable partial denture, mandibular – Limit 3 times per calendar year |
Class C Major Prosthodontic Services Notes:
- For reporting and benefit purposes, the completion date for fixed partial dentures is the cementation date. The completion date is the insertion date for removable prosthodontic appliances. For immediate dentures, the dentist who fabricated the denture may be reimbursed for the service after insertion by another dentist (e.g., oral surgeon).
- All major restorative and prosthodontic services (i.e., crown, bridges, implants and dentures) are combined under one replacement limitation under the plan. Benefits for major restorative and prosthodontic services are combined and limited to one every 60 months per tooth or arch depending on the service. For example, if benefits for a removable partial denture are paid, this includes benefits to replace all missing teeth in the arch. No additional benefits for the arch would be considered until the 60 month replacement limit was met.
- When dental services that are subject to a frequency limitation were performed prior to your effective date of coverage, the date of the prior service may be counted toward the time, frequency limitations and/or replacement limitations under this dental insurance. (For example, even if a crown, partial bridge, etc. was not placed while covered under BCBS FEP Dental, or paid by BCBS FEP Dental, the frequency limitations may apply.)
|
Implant Services |
---|
*D6010 Surgical placement of implant body: endosteal implant – Limit 1 per site every 60 months |
*D6012 Surgical placement of interim implant body for transitional prosthesis: endosteal implant – Limit 1 per site every 60 months |
*D6013 Surgical placement of mini implant – Limit 1 per site every 60 months |
*D6040 Surgical placement: eposteal implant – Limit 1 per site every 60 months |
*D6050 Surgical placement: transosteal implant – Limit 1 per site every 60 months |
*D6055 Connecting bar – implant supported or abutment supported – Limit 1 every 60 months |
*D6056 Prefabricated abutment - includes modification and placement – Limit 1 every 60 months |
*D6057 Custom fabricated abutment - includes placement – Limit 1 every 60 months |
*D6058 Abutment supported porcelain/ceramic crown – Limit 1 every 60 months |
*D6059 Abutment supported porcelain fused to metal crown (high noble metal) - Limit 1 every 60 months |
*D6060 Abutment supported porcelain fused to metal crown (predominantly base metal) - Limit 1 every 60 months |
*D6061 Abutment supported porcelain fused to metal crown (noble metal) - Limit 1 every 60 months |
*D6062 Abutment supported cast metal crown (high noble metal) - Limit 1 every 60 months |
*D6063 Abutment supported cast metal crown (predominantly base metal) – Limit 1 every 60 months |
*D6064 Abutment supported cast metal crown (noble metal) - Limit 1 every 60 months |
*D6065 Implant supported porcelain/ceramic crown – Limit 1 every 60 months |
*D6066 Implant supported crown - porcelain fused to high noble alloys – Limit 1 every 60 months |
*D6067 Implant supported crown - high noble alloys – Limit 1 every 60 months |
*D6068 Abutment supported retainer for porcelain/ceramic FPD – Limit 1 every 60 months |
*D6069 Abutment supported retainer for porcelain fused to metal FPD (high noble metal) – Limit 1 every 60 months |
*D6070 Abutment supported retainer for porcelain fused to metal FPD (predominantly base metal) – Limit 1 every 60 months |
*D6071 Abutment supported retainer for porcelain fused to metal FPD (noble metal) – Limit 1 every 60 months |
*D6072 Abutment supported retainer for cast metal FPD (high noble metal) – Limit 1 every 60 months |
*D6073 Abutment supported retainer for cast metal FPD (predominantly base metal) - Limit 1 every 60 months |
*D6074 Abutment supported retainer for cast metal FPD (noble metal) - Limit 1 every 60 months |
*D6075 Implant supported retainer for ceramic FPD – Limit 1 every 60 months |
*D6076 Implant supported retainer for FPD - porcelain fused to high noble alloys - Limit 1 every 60 months |
*D6077 Implant supported retainer for metal FPD - high noble alloys – Limit 1 every 60 months |
*D6080 Implant maintenance procedures when a full arch fixed hybrid prosthesis is removed and reinserted, including cleansing of prosthesis and abutments – Limit 1 every 60 months |
*D6082 Implant supported crown – porcelain fused to predominantly base alloys - Limit 1 every 60 months |
*D6083 Implant supported crown – porcelain fused to noble alloys - Limit 1 every 60 months |
*D6084 Implant supported crown – porcelain fused to titanium and titanium alloys - Limit 1 every 60 months |
*D6086 Implant supported crown – predominantly base alloys - Limit 1 every 60 months |
*D6087 Implant supported crown – noble alloys - Limit 1 every 60 months |
*D6088 Implant supported crown – titanium and titanium alloys - Limit 1 every 60 months |
*D6089 Accessing and retorquing loose implant screw - per screw - Limit 1 per 12 months |
*D6090 Repair of implant/abutment supported prosthesis – Limit 1 every 60 months |
*D6091 Replacement of replaceable part of semi-precision or precision attachment of implant/abutment supported prosthesis, per attachment – Limit 1 every 60 months |
*D6092 Re-cement or re-bond implant/abutment supported crown - Limit 1 every 60 months |
*D6093 Re-cement or re-bond implant/abutment supported fixed partial denture – Limit 1 every 60 months |
*D6094 Abutment supported crown - titanium and titanium alloys - Limit 1 every 60 months |
*D6097 Abutment supported crown – porcelain fused to titanium and titanium alloys - Limit 1 every 60 months |
*D6098 Implant supported retainer – porcelain fused to predominantly base alloys - Limit 1 every 60 months |
*D6099 Implant supported retainer for FPD – porcelain fused to noble alloys - Limit 1 every 60 months |
*D6100 Surgical removal of implant body – Limit once per implant location |
*D6101 Debridement of a peri-implant defect or defects surrounding a single implant, and surface cleaning of the exposed implant surfaces, including flap entry and closure – Limit 1 per lifetime |
*D6102 Debridement and osseous contouring of a peri-implant defect or defects surrounding a single implant and includes surface cleaning of the exposed implant surfaces, including flap entry and closure – Limit 1 per lifetime |
*D6103 Bone graft for repair of peri-implant defect – does not include flap entry and closure - Limit 1 every 36 months |
*D6104 Bone graft at time of implant placement - Limit 1 every 36 months |
*D6105 Removal of implant body not requiring bone removal or flap elevation - Limit once per implant location |
*D6106 Guided tissue regeneration – resorbable barrier, per implant - Limit 1 every 36 months |
*D6107 Guided tissue regeneration – non-resorbable barrier, per implant - Limit 1 every 36 months |
*D6110 Implant/abutment supported removable denture for edentulous arch - maxillary - Limit 1 every 60 months |
*D6111 Implant/abutment supported removable denture for edentulous arch - mandibular - Limit 1 every 60 months |
*D6112 Implant/abutment supported removable denture for partially edentulous arch - maxillary - Limit 1 every 60 months |
*D6113 Implant/abutment supported removable denture for partially edentulous arch - mandibular - Limit 1 every 60 months |
*D6114 Implant/abutment supported fixed denture for edentulous arch - maxillary - Limit 1 every 60 months |
*D6115 Implant/abutment supported fixed denture for edentulous arch - mandibular - Limit 1 every 60 months |
*D6116 Implant/abutment supported fixed denture for partially edentulous arch - maxillary - Limit 1 every 60 months |
*D6117 Implant/abutment supported fixed denture for partially edentulous arch - mandibular - Limit 1 every 60 months |
*D6120 Implant supported retainer – porcelain fused to titanium and titanium alloys - Limit 1 every 60 months |
*D6121 Implant supported retainer for metal FPD – predominantly base alloys - Limit 1 every 60 months |
*D6122 Implant supported retainer for metal FPD – noble alloys - Limit 1 every 60 months |
*D6123 Implant supported retainer for metal FPD – titanium and titanium alloys - Limit 1 every 60 months |
*D6190 Radiographic/surgical implant index, by report – Limit 1 every 60 months |
*D6191 Semi-precision abutment – placement – Limit 1 every 60 months |
*D6192 Semi-precision attachment – placement – Limit 1 every 60 months |
*D6194 Abutment supported retainer crown for FPD - titanium and titanium alloys - Limit 1 every 60 months |
*D6195 Abutment supported retainer – porcelain fused to titanium and titanium alloys - Limit 1 every 60 months |
*D7994 Surgical placement: zygomatic implant – Limit 1 per tooth every 60 months |
Class C Major Implant Services Notes:
- Implant services listed with an asterisk (*) often have the choice of a lower cost treatment. If you or your provider should
choose the more costly treatment or service, the lower cost alternate benefit will be allowed.
- All major restorative and prosthodontic services (i.e., crown, bridges, implants and dentures) are combined under one
replacement limitation under the plan. Benefits for major restorative and prosthodontic services are combined and limited to one every 60 months per tooth or arch depending on the service. For example, if benefits for a removable partial denture are paid, this includes benefits to replace all missing teeth in the arch. No additional benefits for the arch would be considered until the 60-month replacement limit was met.
- When dental services that are subject to a frequency limitation were performed prior to your effective date of coverage, the date
of the prior service may be counted toward the time, frequency limitations and/or replacement limitations under this dental insurance. (For example, even if a crown, partial bridge, etc. was not placed while covered under BCBS FEP Dental, or paid by BCBS FEP Dental, the frequency limitations may apply.)
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Oral Surgery |
---|
D7340 Vestibuloplasty - ridge extension (secondary epithelialization) |
D7350 Vestibuloplasty - ridge extension (including soft tissue grafts, muscle reattachment, revision of soft tissue attachment and management of hypertrophied and hyperplastic tissue) |
Services Not Covered |
---|
Refer to Section 7 for a list of general exclusions |
Class D Orthodontic
Important things you should keep in mind about these benefits:
- Please remember that all benefits are subject to the definitions, limitations, and exclusions in this brochure and are payable only when we determine they are necessary for the prevention, diagnosis, care, or treatment of a covered condition and meet broadly accepted national standards of practice.
- There is no calendar year deductible.
- We pay 50% of the plan allowance up to the lifetime maximum. The lifetime maximum for orthodontic services (clear aligners or traditional braces) depends on the option in which you enroll and if you choose to receive services from a network dentist. If you are covered by High Option, the lifetime maximum is up to $3,500. However, the plan allowance (see page 16) depends on the participation status of the dentist. If you are enrolled in Standard Option, the lifetime maximum for services rendered by an in-network dentist is up to $2,500 and for services rendered by an out-of-network dentist the lifetime maximum is up to $1,250. Your out-of-pocket expenses will be higher when using an out-of-network dentist.
- In no instance will BCBS FEP Dental allow more than $2,500 in orthodontic benefits under Standard Option.
- The benefit for the initial placement will not exceed 25% of the lifetime maximum benefit amount for the appliance. All subsequent payments will be made in equal installments pro-rated over the balance of a maximum period of 29 months. If your coverage terminates, all orthodontia benefit payments will end.
- Covered services are limited to the maximum allowable charge as determined by the plan and are subject to alternate benefit, coinsurance, maximum benefit limits, and the other limitations described in this plan document.
- We cover traditional orthodontic treatment (braces) as well as clear aligners. To determine what is most cost effective, we recommend a pretreatment estimate.
- The allowed amount is based on the orthodontic treatment and does not guarantee that the full lifetime maximum will be paid out on a single treatment. If the orthodontic treatment is already in progress at the time of eligibility, the orthodontic benefit will be prorated based on the number of months remaining in the treatment plan up to the lifetime maximum.
- Coverage for pre-treatment orthodontic exam and radiographic images may be allowed if completed more than 3 months from initial appliance placement.
- Applying the limited access provision will not result in additional payment under the High Option orthodontic plan.
- The following is an all-inclusive list of covered services.
You Pay:
High Option
- In-Network: 50% of the plan allowance up to the lifetime maximum. You are responsible for all charges that exceed the lifetime maximum.
- Out-of-Network: 50% of the plan allowance up to the lifetime maximum and any difference between our allowance and the billed amount.
Standard Option
- In-Network: 50% of the plan allowance up to the lifetime maximum. You are responsible for all charges that exceed the lifetime maximum.
- Out-of-Network: 50% of the plan allowance up to the lifetime maximum and any difference between our allowance and the billed amount.
Details
Orthodontic Services |
---|
D0340 2D cephalometric radiographic image – acquisition, measurement and analysis - May be allowed if completed more than 3 months prior to the start of orthodontic treatment |
D0350 2D oral/facial photographic image obtained intra-orally or extra-orally – May be allowed if completed more than 3 months prior to the start of orthodontic treatment |
D0470 Diagnostic casts – May be allowed if completed more than 3 months prior to the start of orthodontic treatment |
D0801 3D intraoral surface scan – direct - May be allowed if completed more than 3 months prior to the start of orthodontic treatment |
D0802 3D dental surface scan – indirect - May be allowed if completed more than 3 months prior to the start of orthodontic treatment |
D7283 Placement of device to facilitate eruption of impacted tooth - Covered 1 per lifetime |
D8010 Limited orthodontic treatment of the primary dentition |
D8020 Limited orthodontic treatment of the transitional dentition |
D8030 Limited orthodontic treatment of the adolescent dentition |
D8040 Limited orthodontic treatment of the adult dentition |
D8070 Comprehensive orthodontic treatment of the transitional dentition |
D8080 Comprehensive orthodontic treatment of the adolescent dentition |
D8090 Comprehensive orthodontic treatment of the adult dentition |
D8210 Removable appliance therapy |
D8220 Fixed appliance therapy |
D8660 Pre-orthodontic treatment examination to monitor growth and development |
D8670 Periodic orthodontic treatment visit – Monthly payments automatically made if orthodontic treatment plan is in place |
D8681 Removable orthodontic retainer adjustment |
Services Not Covered |
---|
Refer to Section 7 for a list of general exclusions:
- Repair of damaged orthodontic appliances
- Replacement of lost or missing appliances
- Services to alter vertical dimension and/or restore or maintain the occlusion. Such procedures include, but are not limited to, equilibration, periodontal splinting, full mouth rehabilitation, restoration for misalignment of teeth, or restoring tooth structure from attrition, erosion or abrasion.
- Over-the-counter or mail order orthodontic treatments
|
General Services
Important things you should keep in mind about these benefits:
- Please remember that all benefits are subject to the definitions, limitations, and exclusions in this brochure and are payable only when we determine they are necessary for the prevention, diagnosis, care, or treatment of a covered condition and meet broadly accepted national standards of practice.
- The calendar year deductible is $0, if you use an in-network dentist.
- If you elect to use an out-of-network dentist, Standard Option has a $75 deductible per person; High Option has a $50 deductible per person. Neither option contains a family deductible; each enrolled covered person must satisfy their own deductible.
- There is no High Option Annual Benefit Maximum for non-orthodontic in-network services, and $3,000 for out-of-network services.
- The Standard Option Annual Benefit Maximum for non-orthodontic services is $1,500 for in-network services and $750 for out-of-network services. In no instance will BCBS FEP Dental allow more than $1,500 in combined benefits under Standard Option in any plan year.
- All services requiring more than one visit are payable once all visits are completed.
- The following is an all-inclusive list of covered services.
You Pay:
High Option
- In-Network: No deductible; you pay 30% of the plan allowance for covered services as defined by the plan, subject to plan maximums.
- Out-of-Network: $50 deductible; you pay 40% of the plan allowance for covered services as defined by the plan, subject to plan maximums and any difference between our allowance and the billed amount.
Standard Option
- In-Network: No deductible; you pay 45% of the plan allowance for covered services as defined by the plan, subject to plan maximums.
- Out-of-Network: $75 deductible; you pay 60% of the plan allowance for covered services as defined by the plan, subject to plan maximums and any difference between our allowance and the billed amount.
Details
Anesthesia Services |
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D9219 Evaluation for moderate sedation, deep sedation or general anesthesia |
D9222 Deep sedation/general anesthesia – first 15 minutes - Up to 8 total units of anesthesia (combined with D9223 Deep sedation/general anesthesia – each subsequent 15 minute increment) |
D9223 Deep sedation/general anesthesia - each subsequent 15 minute increment - Up to 8 total units of anesthesia (combined with D9222 Deep sedation/general anesthesia – first 15 minutes) |
D9230 Inhalation of nitrous oxide/analgesia, anxiolysis - For children 5 and under and other individuals with a medical condition that may require it |
D9239 Intravenous moderate (conscious) sedation/analgesia – first 15 minutes - Up to 8 total units of anesthesia (combined with D9243 Intravenous moderate (conscious) sedation/analgesia – each subsequent 15 minute increment) |
D9243 Intravenous moderate (conscious) sedation/analgesia - each subsequent 15 minute increment - Up to 8 total units of anesthesia (combined with D9239 Intravenous moderate (conscious) sedation/analgesia- first 15 minutes) |
Medications |
---|
D9610 Therapeutic parenteral drug, single administration |
D9612 Therapeutic parenteral drugs, two or more administrations, different medications |
D9613 Infiltration of sustained release therapeutic drug, per quadrant |
Post-Surgical Services |
---|
D9930 Treatment of complications (post-surgical) - unusual circumstances, by report |
Miscellaneous Services |
---|
D9941 Fabrication of athletic mouthguard – Limit 1 every 12 months |
D9943 Occlusal guard adjustment - Limit 1 every 6 months for patients 13 and older |
D9944 Occlusal guard – hard appliance, full arch – Limit 1 every 12 months for patients 13 and older |
D9945 Occlusal guard – soft appliance, full arch – Limit 1 every 12 months for patients 13 and older |
D9946 Occlusal guard – hard appliance, partial arch – Limit 1 every 12 months for patients 13 and older |
D9974 Internal bleaching - per tooth |
D9999 Unspecified adjunctive procedure, by report |
General Services Notes:
- Deep sedation/general anesthesia and intravenous sedation are covered when provided in conjunction with covered surgical procedures. The services must be rendered by a dentist licensed and approved to provide anesthesia in the state where rendered.
- Deep sedation/general anesthesia and intravenous sedation are covered when determined to be medically or dentally necessary for documented handicapped or uncontrollable patients or justifiable conditions.
- In order for deep sedation/general anesthesia and intravenous conscious sedation to be covered, submission must include the procedure for which it was necessary.
|
Services Not Covered |
---|
Refer to Section 7 for a list of general exclusions.
|
Section 6 International Services and Supplies
Term | Definition |
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International Claims Payment | We will pay benefits, subject to plan provisions, in an amount equal to the covered percentage for the charges incurred by you. You are responsible for paying the dentist and for submitting your claims to BCBS FEP Dental. We will reimburse you in US dollars based on the OANDA currency conversion rate.
|
---|
Finding an International Dentist | You may visit any dentist and you will receive in-network benefits for any covered benefits received internationally. Our international dental program includes English-speaking dentists in approximately 100 countries worldwide. Customer service is available 24/7 to assist in making an appointment.
For help locating an English-speaking dentist, you may call 24 hours a day (outbound calling code for the country you are calling from) plus 353-94-9372257. If calling from Ireland, press 0-94-9372257.
Customer service (in the U.S.) 1-855-504-BLUE (2583)
Customer service (international) call collect 651-994-2583
|
---|
Filing International Claims | You are responsible for paying the dentist and submitting the claims to BCBS FEP Dental for reimbursement. The claim form can be accessed online at www.bcbsfepdental.com/claimform. Mail the completed claim form and receipt to:
BCBS FEP Dental Claims P.O. Box 75 Minneapolis, MN 55440-0075
|
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International Rates | There is one rating area for all international locations. Use rating area 1 in the rate table to find international premium amounts. |
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Section 7 General Exclusions – Things We Do Not Cover
The exclusions in this section apply to all benefits. Although we may list a specific service as a benefit, we will not cover services and treatment unless we determine it is necessary for the prevention, diagnosis, care, or treatment of a covered condition.
Please remember that all benefits are subject to the definitions, limitations, and exclusions in this brochure and are payable only when we determine they are necessary for the prevention, diagnosis, care, or treatment of a covered condition and meet broadly accepted national standards of practice.
We do not cover the following:
- Services and treatment not prescribed by or under the direct supervision of a dentist, except in those states where dental hygienists are permitted to practice without supervision by a dentist. In these states, we will pay for eligible covered services provided by an authorized dental hygienist performing within the scope of his or her license and applicable state law;
- Services and treatment that are experimental or investigational;
- Services and treatment that are for any illness or bodily injury that occurs in the course of employment if a benefit or compensation is available, in whole or in part, under the provision of any law or regulation or any government unit. This exclusion applies whether or not you claim the benefits or compensation;
- Services and treatment received from a dental or medical department maintained by or on behalf of an employer, mutual benefit association, labor union, trust, VA hospital or similar person or group;
- Services and treatment performed prior to your effective date of coverage;
- Services and treatment incurred after the termination date of your coverage unless otherwise indicated;
- Services and treatment that are not dentally necessary or do not meet broadly accepted standards of dental practice.
- Services and treatment resulting from your failure to comply with professionally prescribed treatment;
- Any charges for failure to keep a scheduled appointment;
- Any services that are considered strictly cosmetic in nature including, but not limited to, charges for personalization or characterization of prosthetic appliances;
- Services related to the diagnosis and treatment of Temporomandibular Joint Dysfunction (TMD);
- Services or treatment provided as a result of intentionally self-inflicted injury or illness;
- Services or treatment provided as a result of injuries suffered while committing or attempting to commit a felony, engaging in an illegal occupation, or participating in a riot, rebellion or insurrection;
- Office infection control charges;
- Charges for copies of your records, charts or radiographic images, or any costs associated with forwarding/mailing copies of your records, charts or radiographic images;
- State or territorial taxes on dental services performed;
- Those services submitted by a dentist, which is for the same services performed on the same date for the same member by another dentist;
- Those services provided free of charge by any governmental unit, except where this exclusion is prohibited by law;
- Those services for which the member would have no obligation to pay in the absence of this or any similar coverage;
- Those services that are for specialized procedures and techniques;
- Those services performed by a dentist who is compensated by a facility for similar covered services performed for members;
- Duplicate, provisional and temporary devices, appliances, and services;
- Plaque control programs, oral hygiene instruction, and dietary instructions;
- Services to alter vertical dimension and/or restore or maintain the occlusion. Such procedures include, but are not limited to, equilibration, periodontal splinting, full mouth rehabilitation, restoration for misalignment of teeth, or restoring tooth structure from attrition, erosion or abrasion;
- Gold foil restorations;
- Charges for sterilizing;
- Treatment or services for injuries resulting from the maintenance or use of a motor vehicle if such treatment or service is paid or payable under a plan or policy of motor vehicle insurance, including a certified self-insurance plan;
- Treatment of services for injuries resulting from war or act of war, whether declared or undeclared, or from police or military service for any country or organization;
- Hospital costs or any additional fees that the dentist or hospital charges for treatment at the hospital (inpatient or outpatient);
- Charges by the dentist for completing dental forms;
- Adjustment of a denture or bridgework that is made within 6 months after installation by the same dentist who installed it;
- Use of material or home health aids to prevent decay, such as toothpaste, fluoride gels, dental floss and teeth whiteners;
- Cone Beam Imaging and Cone Beam MRI procedures;
- Sealants for teeth other than 1st and 2nd permanent molars;
- Precision attachments, personalization, precious metal bases and other specialized techniques;
- Replacement of dentures that have been lost, stolen or misplaced;
- Repair of damaged orthodontic appliances;
- Replacement of lost or missing appliances;
- External bleaching;
- Nitrous oxide is excluded for individuals over 5 years of age in the absence of a medical condition that may require it;
- Oral sedation;
- Periodontal medicament carrier;
- Bone grafts when done in connection with apicoectomies, non-covered/non-eligible implants, or a tooth extraction or implant removal site when a planned implant is non-covered/non-eligible;
- Veneers;
- Blood glucose level test - in-office using a glucose meter;
- Duplicate/copy patient's records;
- When two or more services are submitted and the services are considered part of the same service, we will pay the most comprehensive service (the service that includes the other service) as determined by BCBS FEP Dental;
- When two or more services are submitted on the same day and the services are considered mutually exclusive (when one service contradicts the need for the other service), we will pay for the service that represents the final treatment as determined by this plan;
- Incomplete Endodontic Therapy, inoperable, unrestorable or fractured tooth is not a covered service.
Section 8 Claims Filing and Disputed Claims Processes
Term | Definition |
---|
How to File a Claim for Covered Services | To avoid delay in the payment of your dental claims, please have your dentist submit your claims directly to your FEHB/PSHB plan (should you be enrolled), then to BCBS FEP Dental. Pre-treatment estimates and diagnostic quality preoperative periapical radiographs and/or panoramic images can be submitted directly to BCBS FEP Dental (Exception: If accidental injury occurs, pre-treatment estimates should be submitted to your FEHB/PSHB plan).
If you need to send in a claim you may download a claim form from BCBS FEP Dental’s website, www.bcbsfepdental.com.
Mail completed claim form to:
BCBS FEP Dental Claims P.O. Box 75 Minneapolis, MN 55440-0075 |
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Deadline for Filing Your Claim | You must submit your claim and any requested documentation within 24 months from the date the service was rendered. |
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Term | Definition |
---|
Disputed Claims Process |
1. Ask us in writing to reconsider our initial decision. You must include any pertinent information omitted from the initial claim filing and send your additional proof to us within 60 days from the date of our determination. Non-covered services do not qualify for the disputed claims process.
2. You may mail your request for reconsideration to:
BCBS FEP Dental Claims Appeals P.O. Box 551 Minneapolis, MN 55440-0551
We will review your request and provide you with a written or electronic explanation of benefit determination within 30 days of the receipt of your request.
3. If you disagree with the decision regarding your request for reconsideration, you may request a second review of the denial within 60 days from the date of our determination. You must submit your request to us in writing to the address shown above along with any additional information you or your dentist can provide to substantiate your claim so that we can reconsider our decision. Failure to do so will disqualify the appeal of your claim.
4. If you do not agree with our final decision, under certain circumstances you may request an independent third party, mutually agreed upon by BCBS FEP Dental and OPM, review the decision. To qualify for this independent third-party review, the reason for denial must be based on our determination that the rationale for the procedure did not meet our dental necessity criteria or our administration of the plans alternate benefit provision, for example, a bridge being given an alternate benefit of a partial denture. You must file the appeal in writing to BCBS FEP Dental within 60 days from the date of our determination.
The decision of the independent third party is binding and is the final review of your claim.
Follow this disputed claims process if you disagree with our decision on your claim or request for services. FEDVIP legislation does not provide a role for OPM to review disputed claims.
Members may appeal any claims decision by submitting a written notice via U.S. Mail or email. |
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Section 9 Definitions of Terms We Use in This Brochure
Term | Definition |
---|
Alternate Benefit | If we determine a service less costly than the one performed by your dentist could have been performed by your dentist, we will pay benefits based upon the less costly services. See Section 3, How You Obtain Care. |
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Annual Benefit Maximum | The maximum annual benefit that a member can receive. |
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Annuitants
|
Federal retirees (who retired on an immediate annuity) and survivors (of those who retired on an immediate annuity or died in service) receiving an annuity. This also includes those receiving compensation from the Department of Labor’s Office of Workers’ Compensation Programs, who are called compensationers. Annuitants are sometimes called retirees.
|
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BENEFEDS
| The enrollment and premium administration system for FEDVIP. |
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Benefits
| Covered services or payment for covered services to which enrollees and covered family members are entitled to the extent provided by this brochure. |
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Calendar Year | From January 1, 2025 through December 31, 2025. Also referred to as the plan year. |
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Class A Services | Basic services, which include oral examinations, prophylaxis, diagnostic evaluations, sealants, and radiographic images. |
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Class B Services | Intermediate services, which include restorative procedures such as fillings, prefabricated stainless steel crowns, periodontal scaling and root planing, extractions, and denture adjustments. |
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Class C Services | Major services, which include endodontic services such as root canals, periodontal services, such as gingivectomy, major restorative services such as crowns, oral surgery, bridges, and prosthodontic services such as complete dentures. |
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Class D Services
| Orthodontic services. |
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Coinsurance | Coinsurance is the stated percentage of covered expenses you must pay. |
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Copay/Copayment | A copayment is a fixed amount of money you pay the dentist when you receive the service. |
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Cosmetic Procedure | A cosmetic procedure is any procedure or portion of a procedure performed primarily to improve physical appearance or is performed for psychological purposes. |
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Covered Services | Covered services shall include only those services specifically listed in Section 5 Dental Services and Supplies. A covered service must be incurred and completed while the person receiving the service is a covered person. Covered services are subject to plan provisions for exclusions and limitations and must meet broadly accepted national standards of practice. |
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Date of Service | The calendar date on which you visit the dentist's office and services are rendered. |
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Enrollee | The Federal employee, annuitant, or TRICARE-eligible individual enrolled in this plan. |
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FEDVIP
| Federal Employees Dental and Vision Insurance Program. |
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Generally Accepted Dental Protocols | Generally accepted dental protocol means that a dental service or treatment is performed in accordance with broadly accepted national standards of practice, as determined from multiple sources, including but not limited to, relevant clinical dental research from various research organizations, including dental schools, current recognized dental school standard of care curriculums and organized dental groups, including the American Dental Association, which is necessary to treat decay, disease or injury of teeth, or essential for the care of teeth and supporting tissues of the teeth. |
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In-Progress Treatment | Dental services initiated in 2024 that will be completed in 2025. |
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Incur/Incurred | A covered service is deemed incurred on the date care, treatment or service is received. |
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Plan Allowance | The amount we use to determine our payment for services. If services are provided by an in-network dentist, the allowance is based on the negotiated fee they accept as payment in full. If services are provided by an out-of-network dentist, the plan allowance is based on the out-of-network plan allowance. |
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Network Allowance | Network allowance means the allowance per procedure that BCBS FEP Dental has negotiated with the dentist, and they have agreed to accept as payment in full. |
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Plan | BCBS FEP Dental |
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Sponsor | Generally, a sponsor means the individual who is eligible for medical or dental benefits under 10 U.S.C. chapter 55 based on their direct affiliation with the uniformed services (including military members of the National Guard and Reserves). |
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TRICARE-eligible individual (TEI) certifying family member | Under circumstances where a sponsor is not an enrollee, a TEI family member may accept responsibility to self-certify as an enrollee and enroll TEI family members. |
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TRICARE-eligible individual (TEI) family member | TEI family members include a sponsor’s spouse, unremarried widow, unremarried widower, unmarried child, and certain unmarried persons placed in a sponsor’s legal custody by a court. Children include legally adopted children, stepchildren, and pre-adoptive children. Children and dependent unmarried persons must be under age 21 if they are not a student, under age 23 if they are a full-time student, or incapable of self-support because of a mental or physical incapacity. |
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Waiting Period | The amount of time that you must be enrolled in this plan before you can receive services. Note: There are no waiting periods for BCBS FEP Dental. |
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We/Us | BCBS FEP Dental |
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You | Enrollee or eligible family member. |
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Discounts
Save with Blue365® Discounts
BCBS FEP Dental presents Blue365, a program that provides easy access to premier health and wellness products and services to help members build a path to live a healthy life. With Blue365, members get access to over 100 handpicked discounts from leading brands and there is no limit to how many deals a member can redeem. Many deals are available and new ones are constantly being added, including:
- Fitness – Get the support you need to achieve your fitness goals with deals on wearable devices, apparel, home gym equipment, virtual workout classes and in-person gym access.
- Healthy Eyes and Ears – Between replacing hearing aids and correcting your vision, caring for your eyes and ears can get expensive quickly. Blue365 provides up to 60% off hearing aids, discounts on LASIK surgery and more.
- Home and Family – Your home and family can influence your mental, physical, emotional, and financial well-being. Blue365 offers discounts on premium vitamins and supplements, pet insurance, fertility services, products for new parents, financial offers, family health and more.
- Nutrition – Blue365 offers a variety of deals that help you eat right. Choose from meal kit subscriptions, chef-prepared entrees, weight management plans and more.
- Personal Care – A little self-care can go a long way toward improving your mental health. Blue365 offers exclusive discounts on skin care products, oral care products, tooth-whitening kits, mindfulness subscriptions and much more.
- Travel – Sometimes a vacation is all you need to escape stress and reset. Blue365 makes family getaways more affordable with discounted access to lodging, car rentals and vacation packages.
Each week, Blue365 members can receive great health and wellness deals via email. With Blue365, there is no paperwork to fill out. Just visit http://www.bcbsfepdental.com/additional-discounts and select Visit Blue365 deals to learn more about the various Blue365 vendors and discounts.
BCBS FEP Dental does not recommend, endorse, warrant, or guarantee any specific Blue365 vendor or item. Vendors and the program are subject to change at any time.
Tools and Resources
AskBlue BCBS FEP Dental Plan Finder
Description: Need help choosing between High Option and Standard Option? AskBlue makes it easy. In just 10 minutes, you can answer some simple questions and get recommended a plan based on your needs. Try AskBlue by visiting
www.askblue.bcbsfepdental.com.
Website
Description: On our website, bcbsfepdental.com, you can access tools and resources that help you get the most out of your coverage, including:
- Compare benefit plans
- Read oral health and wellness articles
- Learn how to enroll
- Opt-in for email communication
- Find a dentist
- Dental Pricing Tool
- Glossary of dental terms
- Dental anatomy
- And much more
Member Portal
Description: Visit our member portal at www.bcbsfepdental.com to check the status of your claims, request claim forms, request a duplicate or replacement ID card, and track how you use your benefits. Additional features include:
- Opt-in for email communication
- Opt-in for paperless Explanation of Benefits (EOBs)
- View/share EOBs
- View/share/download ID cards
- Submit online claims
- Live chat with customer service
- And much more
BCBS FEP Dental Mobile Application
Description: BCBS FEP Dental’s mobile application is available for download for both iOS and Android mobile phones. The application provides members with 24/7 access to helpful features, tools and information related to BCBS FEP Dental benefits. Members can log in with their username and password to access personal dental information such as benefits, out-of-pocket costs, and wellness information. They can also view claims and approval status, view/share EOB, view/share member ID cards, and locate in-network dentists. Additional features include:
- Submit online claims
- Dental Pricing Tool
- Brush & floss timer
- Torp's Interactive timer for children
- Opt-in for email communication
Social Media
Description: Follow us @fepblue on Facebook, Instagram, YouTube and LinkedIn for the latest information happening at BCBS FEP
Dental.
Summary of Benefits
- Do not rely on this chart alone. This page summarizes your portion of the expenses we cover; please review the individual sections of this brochure for more detail.
- If you want to enroll or change your enrollment in this plan, please visit www.BENEFEDS.gov or call 1-877-888-FEDS (3337), TTY number 1-877-889-5680.
- Out-of-network services under Class A, B and C are subject to a $50 deductible per person under High Option and a deductible of $75 for Standard Option per person per calendar year.
- For children age 13 and under, you pay $0 for in-network Class B, and Class C covered services as defined by the plan, subject to plan maximums.
High Option Benefits : | In-Network (You Pay) | Out-of-Network (You Pay) |
---|
Class A (Basic) Services – preventive and diagnostic
Class A, B, and C Services are subject to an unlimited annual maximum benefit amount for in-network services and $3,000 for out-of-network services. | 0% | 10% |
Class B (Intermediate) Services – includes minor restorative services
Class A, B, and C Services are subject to an unlimited annual maximum benefit amount for in-network services and $3,000 for out-of-network services. | 30% | 40% |
Class C (Major) Services – includes major restorative, endodontic, and prosthodontic services
Class A, B, and C Services are subject to an unlimited annual maximum benefit amount for in-network services and $3,000 for out-of-network services. | 50% | 60% |
Class D (Orthodontic) Services
Class D Orthodontic Services are subject to a Lifetime Maximum Benefit up to $3,500 Lifetime Maximum | 50% | 50% |
Standard Option Benefits : | In-Network (You Pay) | Out-of-Network (You Pay) |
---|
Class A (Basic) Services – preventive and diagnostic
Class A, B, and C Services are subject to a $1,500 annual maximum benefit for the in-network benefits and $750 for the out-of-network benefits | 0% | 40% |
Class B (Intermediate) Services – includes minor restorative services
Class A, B, and C Services are subject to a $1,500 annual maximum benefit for the in-network benefits and $750 for the out-of-network benefits | 45% | 60% |
Class C (Major) Services – includes major restorative, endodontic, and prosthodontic services
Class A, B, and C Services are subject to a $1,500 annual maximum benefit for the in-network benefits and $750 for the out-of-network benefits | 65% | 80% |
Class D (Orthodontic) Services
Class D Orthodontic Services are subject to a Lifetime Maximum Benefit up to
$2,500 for In-network per treatment or
$1,250 for Out-of-network per treatment | 50% | 50% |
Stop Health Care Fraud!
Fraud increases the cost of health care for everyone and increases your Federal Employees Dental and Vision Insurance Program premium.
Protect Yourself From Fraud – Here are some things that you can do to prevent fraud:
- Do not give your plan identification (ID) number over the telephone or to people you do not know, except to your dentists, BCBS FEP Dental, BENEFEDS, or OPM.
- Let only the appropriate dentists review your clinical record or recommend services.
- Avoid using dentists who say that an item or service is not usually covered, but they know how to bill us to get it paid.
- Carefully review your explanation of benefits (EOBs) statements.
- Do not ask your dentist to make false entries on certificates, bills or records in order to get us to pay for an item or service.
- If you suspect that a dentist has charged you for services you did not receive, billed you twice for the same service, or misrepresented any information, do the following:
- Call the dentist and ask for an explanation. There may be an error.
- If the dentist does not resolve the matter, call us at 1-855-504-BLUE (2583) and explain the situation, you will be required to state your complaint in writing to us.
- Federal Civilians - Do not maintain as a family member on your policy:
your former spouse after a divorce decree or annulment is final (even if a court order stipulates otherwise); or
your child over age 22 (unless they are disabled and incapable of self-support).
- TRICARE Eligibles - Do not maintain as a family member on your policy:
Your child over age 21 if they are not enrolled in school (unless they are disabled or incapable of self-support)
Your child over age 23 if they are enrolled in school (unless they are disabled or incapable of self-support)
If you have any questions about the eligibility of a dependent, please contact BENEFEDS.
Be sure to review Section 1, Eligibility, of this brochure prior to submitting your enrollment or obtaining benefits.
Fraud or intentional misrepresentation of material fact is prohibited under the plan. You can be prosecuted for fraud and your agency may take action against you if you falsify a claim to obtain FEDVIP benefits or try to obtain services for someone who is not an eligible family member or who is no longer enrolled in the plan, or enroll in the plan when you are no longer eligible.
Rate Information
How to find your rate: In the first chart below, look up your state or Zip code to determine your rating area. In the second chart on the following page match your rating area to the enrollment type and plan option.
Rating Regions
State | zip | Region |
---|
AK | Entire State | 5 |
AL | Entire State | 1 |
AR | Entire State | 2 |
AZ | 855,859-860,863-865 | 2 |
AZ | 850-853 | 3 |
AZ | Rest of State | 1 |
CA | 900-908, 910-928, 930-931, 933-935 | 4 |
CA | 939-952,954,956-959 | 5 |
CA | Rest of State | 2 |
CO | Entire State | 4 |
CT | 060-063 | 5 |
CT | Rest of State | 4 |
DC | Entire Area | 3 |
DE | Entire State | 2 |
FL | 330-334, 349 | 2 |
FL | Rest of State | 1 |
GA | Entire State | 1 |
GU | Entire Area | 1 |
HI | Entire State | 3 |
IA | 500-514,516,520-528 | 3 |
IA | Rest of State | 2 |
ID | Entire State | 4 |
IL | 600-609, 613 | 2 |
IL | 612 | 3 |
IL | Rest of State | 1 |
IN | 463-464 | 2 |
IN | Rest of State | 1 |
KS | 664-665, 667-679 | 2 |
KS | Rest of State | 1 |
KY | Entire State | 1 |
LA | Entire State | 1 |
MA | 010-011, 013-027, 055 | 5 |
MA | Rest of State | 3 |
MD | 205-212, 214, 216-217 | 3 |
MD | Rest of State | 2 |
ME | 039-042 | 5 |
ME | Rest of State | 2 |
MI | 480-485 | 2 |
MI | Rest of State | 1 |
MN | 550-551, 553-555, 563 | 4 |
MN | Rest of State | 3 |
MO | 726 | 2 |
MO | Rest of State | 1 |
MS | Entire State | 1 |
MT | Entire State | 1 |
NC | 270-274, 278, 280-282, 284-289 | 2 |
NC | 275-277, 283 | 3 |
NC | Rest of State | 1 |
ND | Entire State | 5 |
NE | Entire State | 2 |
NH | 030-033, 038 | 5 |
NH | Rest of State | 3 |
NJ | 070-079, 085-089 | 4 |
NJ | Rest of State | 2 |
NM | Entire State | 1 |
NV | 897 | 5 |
NV | Rest of State | 2 |
NY | 120-123, 128 | 3 |
NY | 063 | 5 |
NY | 005, 100-119, 124-126 | 4 |
NY | Rest of State | 2 |
OH | Entire State | 1 |
OK | Entire State | 1 |
OR | 970-973 | 4 |
OR | Rest of State | 2 |
PA | 180-181, 183 | 4 |
PA | 189-196 | 2 |
PA | 172-174 | 3 |
PA | Rest of State | 1 |
PR | Entire Area | 1 |
RI | Entire State | 5 |
SC | Entire State | 2 |
SD | Entire State | 1 |
TN | Entire State | 1 |
TX | Entire State | 1 |
UT | Entire State | 2 |
VA | 201, 205, 220-227 | 3 |
VA | Rest of State | 1 |
VI | Entire Area | 1 |
VT | Entire State | 5 |
WA | 980-985 | 5 |
WA | Rest of State | 4 |
WI | 540 | 4 |
WI | Rest of State | 3 |
WV | 254 | 3 |
WV | Rest of State | 1 |
WY | 834 | 4 |
WY | Rest of State | 2 |
INTL | International | 1 |
Rates
High
Rating Area | High-Bi-Weekly Self Only | High-Bi-Weekly Self Plus One | High-Bi-Weekly Self and Family | High-Monthly Self Only | High-Monthly Self Plus One | High-Monthly Self and Family |
---|
1 | 18.95 | 37.90 | 56.84 | 41.06 | 82.12 | 123.15 |
2 | 21.23 | 42.46 | 63.69 | 46.00 | 92.00 | 138.00 |
3 | 23.10 | 46.21 | 69.31 | 50.05 | 100.12 | 150.17 |
4 | 25.03 | 50.05 | 75.08 | 54.23 | 108.44 | 162.67 |
5 | 28.01 | 56.02 | 84.03 | 60.69 | 121.38 | 182.07 |
Standard
Rating Area | High-Bi-Weekly Self Only | High-Bi-Weekly Self Plus One | High-Bi-Weekly Self and Family | High-Monthly Self Only | High-Monthly Self Plus One | High-Monthly Self and Family |
---|
1 | 10.19 | 20.39 | 30.58 | 22.08 | 44.18 | 66.26 |
2 | 11.17 | 22.33 | 33.50 | 24.20 | 48.38 | 72.58 |
3 | 12.69 | 25.38 | 38.07 | 27.50 | 54.99 | 82.49 |
4 | 13.70 | 27.40 | 41.10 | 29.68 | 59.37 | 89.05 |
5 | 15.12 | 30.24 | 45.37 | 32.76 | 65.52 | 98.30 |