Flexible benefits option | Under the flexible benefits option, we determine the most effective way to provide services.
- We may identify medically appropriate alternatives to regular contract benefits as a less costly alternative. If we identify a less costly alternative, we will ask you to sign an alternative benefits agreement that will include all of the following terms in addition to other terms as necessary. Until you sign and return the agreement, regular contract benefits will continue.
- Alternative benefits will be made available for a limited time period and are subject to our ongoing review. You must cooperate with the review process.
- By approving an alternative benefit, we do not guarantee you will get it in the future.
- The decision to offer an alternative benefit is solely ours, and except as expressly provided in the agreement, we may withdraw it at any time and resume regular contract benefits.
- If you sign the agreement, we will provide the agreed-upon alternative benefits for the stated time period (unless circumstances change). You may request an extension of the time period, but regular contract benefits will resume if we do not approve your request.
- Our decision to offer or withdraw alternative benefits is not subject to OPM review under the disputed claims process. However, if at the time we make a decision regarding alternative benefits, we also decide that regular contract benefits are not payable, then you may dispute our regular contract benefits decision under the OPM disputed claim process (see Section 8).
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Electronic Funds Transfer (EFT) of claim reimbursements | You can elect to receive your benefit reimbursement via Electronic Funds Transfer (EFT) and have payments deposited directly into your U.S. bank account.
Some important things to know about signing up for EFT service:
- Enrolling for EFT service is easy. Simply complete the Authorization Form in full and return it to the address on the form with a voided check or savings withdrawal slip attached to it.
- The Authorization Form can be found on Aetna's secure member website:
- Visit www.AFSPA.org/FSBP
- At the top menu bar, select the “Member Resources” tab, and then under “Online Portals” select “Aetna secure member website”
- Log on to Aetna's secure member website
- Select "Forms"
- Select "Electronic Funds Transfer (EFT)/Direct Deposit Authorization Form"
- When you receive benefit reimbursement via EFT, your Explanation of Benefits (EOB) will be available to you on Aetna's secure member website and will no longer be mailed to you. Instead, visit the Plan's website at www.AFSPA.org/FSBP and select “Aetna's secure member website”. Log on to Aetna's secure member website to view your EOB.
- Only one bank account per family is permitted.
- The Plan cannot retrieve funds from your bank account. The Electronic Funds Transfer (EFT)/Direct Deposit Authorization Form only allows the Plan to deposit funds into your bank account.
- The Plan does not charge a fee for EFT service but your bank may charge a small transaction fee. We recommend that you verify with your bank if they will charge you any banking service fees.
- You may opt to have a paper copy of your EOB mailed to you by checking the box at the bottom of the enrollment form indicating your desire to continue to receive a paper EOB.
- You have the option to receive benefit reimbursement via check. There is nothing you need to do if you choose this option.
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Scanned claim submission via secure Internet connection
| The Plan provides a secure method for you to submit claims to us via the Internet. Visit our website (www.myafspa.org), enter your username and password and click “Sign In”. Once inside the portal, select “Submit A Claim” under the "Secure Forms" tab. Follow the screen prompts to upload your PDF claim documents. You have the options to include questions or comments and send your secure claims to a specific customer service representative. Please ensure your name and member ID number appear on the claim. Make sure the image quality of your electronic documents is clear and legible. Any unclear or illegible supporting documentation may cause your claim to be delayed or denied. In addition, you may correspond with us via secure e-mail through this process. |
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Electronic copies of Explanations of Benefits (EOBs)
| Call the Plan’s customer service department at 202-833-4910 and request to stop receiving a paper copy of your EOB. Follow these easy steps to view and print your EOB on Aetna's secure member website:
- Visit www.AFSPA.org/FSBP
- At the top menu bar, select the “Member Resources” tab, and then under “Online Portals” select “Aetna secure member website”
- Log on to Aetna's secure member website
- Select "Explanation of Benefits"
You will continue to receive your claim reimbursement checks unless you want to take advantage of our Electronic Funds Transfer (EFT) option (see previous page). |
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24-Hour Nurse Advice Line and Healthwise Knowledgebase | The Plan's 24-Hour Nurse Advice Line provides you with telephone access to registered nurses experienced in providing information on a variety of health topics. Informed Health Line is available 24 hours a day, 7 days a week by phone at 855-482-5750 or 704-834-6782. We provide TDD service for the hearing and speech-impaired. We also offer foreign language translation for non-English speaking members.
You may e-mail a nurse by clicking on the "Health & Wellness" icon and selecting "e-mail a nurse" on Aetna's secure member website. A nurse will respond to your inquiry within 24 hours. To access Aetna's secure member website, visit the Plan’s website (www.AFSPA.org/FSBP), at the top menu bar, select the “Member Resources” tab, and then under “Online Portals” select “Aetna secure member website.”
Healthwise Knowledgebase is an online education support resource available to you through Aetna's secure member website. It is a user-friendly decision-support tool that provides clinical information on 6,000 health topics, 600 medical tests and procedures, 500 support groups and 3,000 medications. The tool promotes informed health decision-making and helps members learn about their treatment options. Once you log on to Aetna's secure member website, select the "Health & Wellness" icon and then select "Healthwise Knowledgebase."
Informed Health Line nurses also have access to the Healthwise video library and can relay video links to you upon request or to provide further education/support of the health topic you discussed. |
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FSBP 24-Hour Translation Line
| When you are overseas you have access to a translation service, 24 hours a day, 7 days a week to assist you in discussing your urgent health related conditions (such as accidents and medical emergencies that require immediate attention) with a foreign healthcare professional. You may call 855-482-5750 or 704-834-6782. |
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Simple Steps to Living Well Together Program and Wellness Incentives | Foreign Service Benefit Plan (FSBP) is committed to helping you achieve your best health. Members (over 18 years of age) who take simple steps to a healthier lifestyle can earn up to a maximum of $400 in incentives to be deposited in a Wellness Incentive Fund Account for participating in the Simple Steps to Living Well Together Program.
Complete the Health Risk Assessment (HRA) and earn a $75 wellness incentive. Completing your HRA annually is an important first step to guiding your personal health goals.
Note: See elsewhere in this Section for information on how to complete the HRA.
Complete a Biometric Screening through Quest Diagnostics or LabCorp and have a Routine Physical Examination and earn a $100 incentive. You must pass 3 out of 5 metabolic syndrome criteria (HDL Cholesterol, Triglycerides, Blood Pressure, Waist Circumference, and Glucose) from the Biometric Screening to earn the incentive.
If you do not pass 3 out of 5 metabolic syndrome criteria, you will receive the incentive if one of the following is completed:
- Complete 4 personal or group Lifestyle and Condition (LCC) Health Coaching Sessions (see elsewhere in this Section)
- Dietary and nutritional counseling (obtain three counseling visits, which includes individual and group behavioral counseling) (see Section 5(a))
Note: See elsewhere in this Section for information on how to complete the Biometric Screening.
Complete a Healthy Action (non-condition specific) by participating in one of the Plan’s wellness programs outlined below and earn additional incentives.
- Participate in our Digital Coach Programs (see elsewhere in this Section)
- Complete level 3 and earn $75
- Complete level 4 and earn an additional $75
- Participate in our LCC Health Coaching sessions (see elsewhere in this Section)
- Track your physical activity
- Complete 5,000 steps per day for any 50 days and earn up to $25 each quarter; or
- Complete 30 minutes of physical activity per day for any 50 days and earn up to $25 each quarter
Note: You can track this activity by connecting your activity device or by manually entering steps in the tracker activity through the Aetna secure member website. Access the Plan’s website tool on Aetna's secure member website through our link at www.AFSPA.org/FSBP. At the top menu bar, select the “Member Resources” tab, and then under “Online Portals” select “Aetna secure member website” or go directly to Myactivehealth.com/FSBP. Once you log on to Aetna's secure member website, go to “Discover a Healthier You” under Health and Wellness. Select “Rewards” at the top of the page, then select “Track Your Physical Activity”.
- Get your breast cancer screening and earn $25
- Get your cervical cancer screening (pap smear) and earn $25
- Get your colorectal cancer screening and earn $25
- Get a flu shot and earn $25
- Get your COVID-19 vaccination and earn $25 upon receipt of documentation
Note: For benefit information for the breast cancer screening, cervical cancer screening, colon cancer screening and flu shot, see Section 5(a), Preventive care, adult.
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Simple Steps to Living Well Together Program and Wellness Incentives
(cont.)
| Members identified with the following conditions may be eligible to complete the Healthy Actions outlined below and earn a wellness incentive reward for each one completed.
1. Controlling Blood Pressure for members with high blood pressure – Complete and earn $75
- If you are identified as having high blood pressure, we will provide you a form for your provider to complete. On the form, your provider must document two (2) controlled blood pressure readings below 140/90 on separate visits during the current calendar year for you to earn the incentive.
- If you are unable to meet this goal, you will receive the incentive if one of the following is completed:
- Complete 4 personal or group LCC Health Coaching sessions (see elsewhere in this Section)
- Livongo Remote Hypertension Monitoring Program (Enroll in the Program and check blood pressure using the Livongo connected blood pressure cuff on two different days per continuous calendar month for four months) (see elsewhere in this Section).
2. Controlling Metabolic Syndrome/Pre-Diabetes levels for members with pre-diabetes – Complete and earn $75
- If you are identified as having metabolic syndrome/pre-diabetes ask your provider to submit documentation of the following results. To receive the $75 incentive reward, your results must show:
- You have reduced your weight by 5%; or
- You have lowered your triglycerides by at least 10%; or
- You have raised your HDL by 5%
- If you are unable to meet these goals, you will receive the incentive if one of the following is completed:
- Dietary and nutritional counseling (obtain three counseling visits, which includes individual and group behavioral counseling) (see Section 5(a)
- Complete 4 personal or group LCC Health Coaching sessions (see elsewhere in this Section)
3. Controlling A1c Hemoglobin (HbA1c) levels for members with diabetes – Complete and earn $75
- If you are identified as having diabetes ask your provider to submit your HbA1c laboratory results. To receive the $75 incentive reward, your test results must show:
- Your HbA1c must be less than 8%
- If your HbA1c is greater than or equal to 8 percent, you will receive the incentive if one of the following is completed:
- Dietary and nutritional counseling (obtain three counseling visits, which includes individual and group behavioral counseling) (see Section 5(a)
- Diabetic Education or Training (see Section 5(a)
- Livongo Remote Diabetes Monitoring Program (Enroll in the Program and check blood glucose using the Livongo meter four times per continuous calendar month for four months) (see elsewhere in this Section). Note: You always should follow directions from your healthcare provider with respect to the frequency of use and glucose testing.
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Simple Steps to Living Well Together Program and Wellness Incentives
(cont.) |
4. Eliminating tobacco use for tobacco users – Complete and earn $75
- If you self-identify as a tobacco user on your HRA, you can participate in the Plan’s Tobacco Cessation Program by calling a Lifestyle and Condition Health Coach at 866-533-1410 Monday – Friday 8 a.m.-8 p.m. EST or enroll online at myactivehealth.com/FSBP. To receive the $75 incentive reward, you must complete:
- At least two quit attempts as part of our Tobacco Cessation Program. The quit attempt must include four tobacco cessation counseling sessions of at least 30 minutes each.
5. Prenatal Care for members who are pregnant – Complete and earn up to $200
- Enroll in our Healthy Pregnancy Program and earn $50
- Submit documentation of a prenatal care visit during the first trimester and earn $50. To earn the incentive, the documentation must be submitted by your provider and include a copy of the prenatal care medical record including Obstetric Panel testing, ultrasound, or prenatal exam.
- Complete a pre-delivery call with a nurse at 28 weeks and earn $50
- Complete a post-delivery call with a nurse four (4) weeks after delivery and earn $50
Note: To earn an incentive for the completed Healthy Actions above, mail your documentation to: Foreign Service Benefit Plan, C/O Wellness Incentives, 1620 L Street NW, Suite 800, Washington, DC 20036-5629.
To submit through the Member Portal:
- Visit www.myafspa.org on your desktop or afspamembers.afspa.org on your mobile device.
- Enter member portal credentials and click “sign-in.”
- Click “submit incentive” on the right-hand side of your portal (or in the form section of the mobile version of the portal)
- Select the option “Incentives” and click on "New Incentive" button (in the mobile version)
- Select the name of the person for whom the incentive is being submitted
- Select “Wellness Incentive/Healthy Actions” from the incentive type drop-down
- Provide reason for visit (i.e. Describe the type of Healthy Action - Flu Shot, Health Screening, etc.)
- Browse for the document(s) you wish to upload or take a picture to upload from your mobile device (in the mobile version only)
- Click “Submit Incentive"
Note: Please keep the following in mind when participating in the Simple Steps to Living Well Together Program:
- Allow up to 4 weeks after completion of a wellness activity or reaching a goal for the incentive to be deposited into your Wellness Incentive Fund Account
- You can earn each incentive only once per calendar year
- You can earn up to a total maximum of $400 combined incentives per calendar year
- You must complete all incentives by December 31st of the calendar year, except for the Biometric Screening. The Biometric Screening must be completed by December 1st of the calendar year.
- You can use incentives only for “Eligible Medical Expenses” as defined below
Eligible Medical Expenses, as defined by Internal Revenue Code Section 213(d), include your deductible, coinsurance, and copayments (e.g., prescription drug copayments) incurred by you or your covered dependents.
You and your dependents' medical claims and prescription claims submitted for non-network retail pharmacies outside the 50 United States will transfer automatically to the Wellness Incentive Fund Account after processing. Reimbursement for your deductible and coinsurance will be sent to you or your provider if there are funds available. Other expenses, like dental, vision, and prescriptions purchased through the Plan’s retail pharmacy network or home delivery program cannot be reimbursed automatically. You will need to submit a copy of your receipt with a completed claim form (Wellness Incentive Claim Form) found on Aetna's secure member website.
- Visit www.AFSPA.org/FSBP
- At the top menu bar, select the “Member Resources” tab, and then under “Online Portals” select “Aetna secure member website”
- Log on to Aetna's secure member website
- Select “Forms”
- Select “Wellness Incentive Claim Form"
If you are enrolled in a Flexible Spending Account (FSA) and wellness incentives have been deposited into your Wellness Incentive Fund Account, you may not receive reimbursement for the same medical expense from both your Wellness Incentive Fund Account and your FSA. If a medical expense is covered under both your Wellness Incentive Fund Account and your FSA, you must use the funds in your Wellness Incentive Fund Account first. Enrollees may receive reimbursements from their FSAs for medical expenses that are covered by both their Wellness Incentive Fund Account and their FSA only after the funds in the Wellness Incentive Fund Account have been exhausted. In order to receive reimbursement from your Wellness Incentive Fund Account for Eligible Medical Expenses, you must complete and sign a Wellness Incentive Claim Form certifying that you have not received reimbursement for the applicable Eligible Medical Expense and that you will not seek such reimbursement under any other plan or arrangement. If you receive reimbursements from more than one plan or arrangement for the same Eligible Medical Expense, the amount received in excess of the Eligible Medical Expense may be taxable to you as income.
Any unused funds in your Wellness Incentive Fund Account at the end of the calendar year will remain in the Wellness Incentive Fund Account for Eligible Medical Expenses in the next Plan year as long as you remain enrolled in the Plan.
To monitor the availability of funds in your Wellness Incentive Fund Account, visit the Plan's website (www.AFSPA.org/FSBP)); At the top menu bar, select the “Member Resources” tab, and then under “Online Portals” select “Aetna secure member website.” Once you log on to Aetna's secure member website, look for the "Health Discover a Healthier You” and proceed. If you would like to contact the Plan for more information about this Program, please call 202-833-4910. |
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Health Risk Assessment (HRA)*
| Health Risk Assessment (HRA)
Make a difference in your health in just a few minutes by completing a simple health risk assessment (HRA) about your health history and habits. The HRA can:
- Help you learn more about your health risks
- Provide strategies to improve your health and well-being
- Give you personalized health results to share with your doctor
You can complete the HRA on-line or over the telephone with a Health Coach. To complete the on-line HRA, visit www.AFSPA.org/FSBP
- At the top menu bar, select the “Member Resources” tab, and then under “Online Portals” select “Aetna secure member website”
- Log on to Aetna's secure member website
- Click on "Health & Wellness" icon, then select "Explore Resources" under "Discover a Healthier You" and proceed
To schedule an appointment to complete the HRA over the telephone, contact a LCC Health Coach at 866-533-1410. Coaches are available Monday through Friday from 8:00 a.m. - 8:00 p.m. ET. You may also schedule an appointment online at www.myactivehealth.com/FSBP.
*This is part of the Plan’s Simple Steps to Living Well Together Program. Participate in this Program and you are eligible to earn an incentive reward. See this Section, Simple Steps to Living Well Together Program and Wellness Incentives. |
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Biometric Screening*
| You can obtain a Biometric Screening at a Quest Diagnostics or LabCorp Patient Service Center (PSC), through your physician by having your physician complete a Biometric Screening Physician Results Form and submit it to Quest Diagnostics or LabCorp. You also can order home collection materials (stateside only) through Quest Diagnostics or LabCorp. A Biometric Screening obtained through your physician is generally done during a routine physical examination.
To obtain your biometric screening through Quest Diagnostics, visit my.questforhealth.com and enter the registration key "FSBP" to register for your screening, locate a PSC location or print a copy of the Biometric Screening Physician Results Form to take to your physician or request home collection materials (stateside only). You also can register by calling 855-623-9355. Quest Diagnostics will send you your biometric screening results and a personalized action plan to help you better understand your health risks.
To obtain your biometric screening through LabCorp, visit https://www.wellconnectplus.com/?company=YB8U0O to register for your screening, locate a PSC location or print a copy of the Biometric Screening Physician Results Form to take to your physician or request home collection materials (stateside only). You also can register by calling 888-522-2677. You can review your results on LabCorp’s portal, WellConnect Plus, after your screening.
*This is part of the Plan’s Simple Steps to Living Well Together Program. Participate in this Program and you are eligible to earn an incentive reward. See this Section, Simple Steps to Living Well Together Program and Wellness Incentives.
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Lifestyle and Condition Coaching (LCC) Program* | Our Lifestyle and Condition Coaching (LCC) Program uses a holistic approach to help you and your covered dependents achieve your best health. Our LCC Health Coach will provide guidance, support, and resources for over 40 lifestyle and medical conditions to help you overcome obstacles that may be keeping you from realizing optimal health. You can talk to a Health Coach about the following health-related matters:
- Lifestyle Coaching such as:
- General health education
- Prehypertension
- Metabolic syndrome
- Prediabetes
- Weight management
- Physical activity
- Nutrition management
- Stress management
- Sleep management
- Pain management
- Tobacco cessation
- Condition Coaching such as:
- Vascular (coronary artery disease, heart failure, high cholesterol, adult and pediatric diabetes and high blood pressure)
- Gastrointestinal (ulcerative colitis/Inflammatory Bowel Disease (IBS)/Crohn’s, chronic hepatitis B and C)
- Pulmonary (adult and pediatric asthma, chronic obstructive pulmonary disease (COPD))
- Orthopedic/Rheumatologic (chronic neck and back pain, rheumatoid arthritis, osteoarthritis, systemic lupus erythematosus)
- Neurological (migraines, seizures)
- Other (adult and pediatric weight management, chronic kidney disease stages 1-4, end state renal disease, depression
How does the LCC Program work?
- You will receive support from your LCC Health Coach through various resources such as digital coaching, group coaching, and/or 1:1 telephonic coaching. During 1:1 telephonic coaching, your LCC Health Coach will help you establish and achieve your health goals.
- Your LCC Health Coach will help you explore ways to make changes in your behavior that will last.
- You will receive educational materials and information from your LCC Health Coach that can help you decide where you want to go with your health and how to get there.
- Appointments with your LCC Health Coach can last up to 30 minutes. How long and how often you meet with your LCC Health Coach depends on your individual needs and goals.
To enroll in a program, contact a LCC Health Coach at 866-533-1410. LCC Coaches are available Monday through Friday from 8:00 a.m. – 8:00 p.m. ET. You may also enroll online at www.myactivehealth.com/FSBP. Participation in this program is voluntary and is available at no cost to members.
Note: See Section 5(a), Educational classes and programs for more information.
*This is part of the Plan’s Simple Steps to Living Well Together Program. Participate in this Program and you are eligible to earn an incentive reward. See this Section, Simple Steps to Living Well Together Program and Wellness Incentives. |
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Healthy Pregnancy Program
| You have access to the Plan's Healthy Pregnancy Program to support you on your maternity journey. Our Healthy Pregnancy program, provides trusted information and guidance about family planning, support and postpartum care.
With this program, you will also have access to the following resources:
- Nurses who are trained in obstetrics and high-risk pregnancy conditions
- Behavioral health support, including referrals to resources to deal with stress, depression, and anxiety
- Postpartum depression screening and support
- Resources and educational materials through our Maternity Support Program
- Guided medically appropriate genetic counseling and testing
- Preeclampsia prevention – If you are identified as high-risk, you will receive educational materials about preeclampsia risk factors, and the benefits of aspirin therapy.
- Fertility advocate to help you throughout your infertility journey, fertility preservation, same-sex conception needs, and more. The advocate will also provide support and guidance during fertility treatment and provide support if you become pregnant. For direct access to a fertility advocate, call 833-415-1709. No matter where you are on your journey, our nurses and experts are here to support you along the way. Participation in this program is voluntary and available at no cost to you. The participant and their physician or healthcare provider remain in charge of the participant’s treatment plan. If you would like more information or would like to enroll in the Healthy Pregnancy Program, contact the Plan at 855-282-6344.
As part of our Healthy Pregnancy Program, you and your partner also get 24/7 access to Maven’s digital health platform and quality providers via unlimited video appointments, messaging, and classes.
Your Maven membership includes support on adoption, surrogacy, fertility, maternity, and postpartum care:
- A personal Care Advocate who serves as a trusted guide to help you navigate the Maven platform and connect you with providers throughout your journey
- Unlimited video chat and messaging with doctors, nurses, and coaches across 35+ specialties, including fertility, mental health, Doulas, Sleep coaches, pediatrics, and more
- Provider-led virtual classes and vetted articles tailored to your journey
- Counseling and expert guidance via Maven Adoption and Surrogacy Coaches through different adoption and surrogacy pathways and key considerations in the process
There is no additional cost for Maven. If you would like more information or to enroll in the Program visit https://mavenclinic.com/join/aetnafamily-OP or download the Maven Clinic app. If you have additional questions during enrollment, you can email the Maven Care Team at support@mavenclinic.com.
For other resources provided through Maven, please see below in Maven Digital Health Platform. |
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Maven Digital Health Platform | You and your partner also get 24/7 access to Maven’s digital health platform and quality providers via unlimited video appointments, messaging, and classes at no additional cost. Maven provides more holistic support for you and your partner through different stages in life, including family planning, fertility, pregnancy, postpartum support, parenting and pediatrics, and menopause.
Comprehensive Support: Maven will provide support to members who are going through the journey of preconception, adoption, surrogacy, fertility preservation, intrauterine insemination (IUI), or in-vitro fertilization (IVF). The program includes Maven’s digital family health platform, which supports members through key milestones and provides guidance for their journey. Through Maven’s digital platform, members can access unlimited telehealth support from family planning specialists. Members and their partners can also view their benefit information, read articles pertaining to their journey and track important milestones. In addition to the digital support of the program, Aetna’s fertility advocates proactively provide outreach to support and answer questions one-on-one with members throughout their fertility journey.
For pregnancy and postpartum support, the program provides personalized engagement to members while they are pregnant.
If you would like more information or to enroll in the Program visit https://mavenclinic.com/join/aetnafamily-OP or download the Maven Clinic app. If you have additional questions during enrollment, you can email the Maven Care Team at support@mavenclinic.com
See above in Healthy Pregnancy Program for additional support available through Maven during your pregnancy.
Fertility preservation: The program guides members through the risks and tradeoffs of egg freezing, helps them choose a clinic, and provides emotional support along the way. Members receive access to the following:
- One-on-one guidance and support through egg or embryo freezing consideration, consultations, and retrieval
- Care advocates who steer them to Aetna’s high-quality clinics based on their unique needs, helping achieve successful retrievals at lower costs
- On-demand access to specialists that are critical in the egg freezing process, including nutritionists, fertility awareness educators, career coaches, and mental health providers
- Help navigating the costs of egg freezing and answers to questions around the value of the investment for every individual
- Educational content, quizzes, and coaching from reproductive health and fertility experts to helping members achieve their health goals and explore paths to parenthood
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Support from the Maven application, which helps track milestones, navigate benefits, and provides members with virtual access to specialists at no additional charge to them
Intrauterine insemination and in-vitro fertilization: The program also guides members through the difficult decision of selecting a treatment option and choosing a fertility clinic. Members receive access to the following:
- Fertility awareness educators and reproductive endocrinologists who provide personalized guidance on fertility treatment options
- Referrals to Aetna IOE fertility providers and fertility advocates with high success rates and high patient satisfaction
- Mental health services and a community of members who are on a similar journey
- Support for their partner, including programming and activities that are specific to their needs
Parenting and Pediatrics support: The Maven Parenting and Pediatrics program provides support for parents and children from early childhood through adolescence. For children who have special needs, the program includes access to on-demand specialists that support the parenting journey. Specialists include occupational therapists, speech-language pathologists, and special education advocates. Members also have preferred access to Maven’s ecosystem of childcare and tutoring partners.
Menopause support: The Maven Menopause program offers clinical care management to identify menopausal symptoms early and help manage care throughout a member’s menopausal journey. This program is available 24/7 and includes a specialized virtual care team of providers focused on all stages of the menopause journey. It provides support for individuals across all related issues including, general menopause education, mood fluctuations, hot flashes, sleep issues, and balancing work through menopause.
If you would like more information or to enroll in the Program visit https://mavenclinic.com/join/aetnafamily-OP or download the Maven Clinic app. If you have additional questions during enrollment, you can email the Maven Care Team at support@mavenclinic.com.
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Digital Coach Programs* | Digital coach programs — These include nine base programs for weight management, smoking cessation, stress management, nutrition, physical activity, cholesterol management, blood pressure, depression management, and sleep improvement. Programs are prioritized based on a member’s health risk assessment to help create a personalized plan for successful behavior change. Members can engage and participate through personalized messaging with tools and resources to help track their progress and stay on the path to wellness.
Access the Plan’s website tool on Aetna's secure member website through our link at www.AFSPA.org/FSBP. At the top menu bar, select the “Member Resources” tab, and then under “Online Portals” select “Aetna secure member website.” Once you log on to Aetna's secure member website, look for the "Health & Wellness" icon, select "Discover a Healthier You" and proceed. This provides you secure access to a broad range of your personal health information after you register.
*This is part of the Plan’s Simple Steps to Living Well Together Program. Participate in this Program and you are eligible to earn an incentive reward. See this Section, Simple Steps to Living Well Together Program and Wellness Incentives. |
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Care Management (CM) Programs | The Plan offers additional services under our Care Management (CM) Programs that assist you with your care coordination for your acute or chronic conditions at no additional cost. These programs provide education, clinical support and access to digital support and well-being tools to help you better manage your health.
CM Programs offer you:
- One-on-one support with a nurse or social worker who serves as a trusted resource for you and your family. To begin call 800-593-2354;
- Group coaching on personalized health topics that is designed to provide health guidance in one thirty to sixty-minute class;
- Digital support that provides a variety of resources to help you manage your health better. To begin using the digital support of CM Programs, log in to Aetna's secure member website. First-time users will need to register and then go to your health dashboard; and
- Customized health action plans based on your needs and preferences.
We offer digital support, nurse support, and group coaching so you can move easily between the services.
We offer several digital health and wellness related programs and resources:
- Personal health record – organize and store your health history and information, plus get health alerts and notifications.
- Health evaluation – get a custom, step-by-step plan based on questions about your health and habits.
- Health decision support – learn about your healthcare and treatment options.
- Digital Coach Programs – find dynamic health coaching programs that give you personalized support.(see elsewhere in this Section).
- Health dashboard – view your health information and find entry points for health and wellness programs and resources.
Our CM Programs include:
Social Work Program
The Social Work Program is designed to assist you in improving your quality of life by taking steps to help you locate the right resources. Social workers help connect you with community resources that can provide services to you in times of need. Some examples include:
- Local food pantries
- Utility or rental assistance programs
- Home-delivered meal services
- Support groups
- Counseling services
- Federal and state programs
Our social workers are licensed and degreed professionals who work in a variety of settings, including government and non-profit organizations, hospitals, schools and clinics. Social workers also help treat mental, emotional and behavioral issues in clinical settings.
Pain Management Program
The Pain Management Program offers support for members with chronic pain and either taking opioids or trying to avoid opioids. Members enrolled will receive coaching and support, which includes assisting with identifying the availability of other treatment plans that may include non-pharmacologic modalities for the treatment of pain such as, but not limited to: targeted digital exercise therapy, injection therapies, cognitive therapies, psychosocial supports, medical devices (e.g. nerve stimulators) and additional chiropractic, acupuncture, massage therapy, or physical therapy visits. The program also provides assistance with psychological effects of chronic pain, reduction of opioid use, avoiding opioid use and resources for those who are dependent on opioid medications.
Compassionate Care Program
The Compassionate Care Program offers you service and support when you or a family member have a serious illness or face imminent end-of life decisions. The program provides you tools and information to encourage advance planning for the kind of issues often associated with an advanced illness, such as living wills, advance directives and tips on how to begin conversations about these issues with loved ones. This program is designed to provide quality of life improvement through timely member and caregiver education. It encourages better use of community-based services and resources, systemic palliative care integration and enhanced hospice utilization and retention. This program is voluntary and provided to you and your dependents at no additional cost.
Cancer Support Program
The Cancer Support Program provides dedicated proactive support to individuals with a diagnosis of cancer, which can be life changing and overwhelming. Through our program, individuals will better understand their benefits, have the ability to locate the right provider for their specific need and get certain services approved. Individuals also will receive care management support for holistic care, treatment side effects, and medication management.
Through our Cancer Support Program, you have access to:
- Personal navigator – This person is your dedicated advocate with experience in cancer diagnosis and treatment who will provide you and your caregiver personalized support whenever you need it.
- Guided genetic health® - Genetic counseling and testing to help guide your treatment and assess your risk of developing cancer.
- Aetna Cancer Support Center – Provides resources, information from trusted sources for information and guidance on what to expect while managing cancer treatment and care.
Additionally, we offer TherapEase Cuisine, a nutritional program through Express Scripts PharmacySM, the Plan’s home delivery pharmacy. TherapEase Cuisine offers an easy-to-use-online program providing cancer patients access to nutritional information that follows the Academy of Nutritional and Dietetics guidelines for cancer nutrition. This nutritional program helps answer the question, “What should I be eating?” for those diagnoses with cancer.
Simply visit www.therapeasecuisine.com, click on “Sign Up” and then enter your first name, last name, full prescription number from one of your oncology medication bottles, and date of birth. Then you create your free account and access online nutrition information.
See Section 5(a), Treatment therapies for our benefits for chemotherapy and radiation therapy.
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Behavioral Health Program
The Behavioral Health Program provides resources and support to help you address behavioral health conditions such as anxiety, depression, substance use disorders, domestic violence and more. Our team can work with you to connect you with resources such as a clinical social worker, psychologist or other behavior health professional to obtain the right treatment.
Healing Better Program
The Healing Better Program provides support and educational resources for total knee or hip replacement surgery. The program gives you the tools and resources you need to prepare for a successful surgery and healthy recovery. It provides you access to benefit information specific to joint services, holistic overview of pain management options, digital, personalized education on recovery resources, and mental and physical health tips.
Participation in the CM Programs is voluntary. The participant and their physician or healthcare professional remain in charge of the treatment Plan.
If you would like to contact the Plan for more information about the CM Programs, please call 800-593-2354. We are available to assist you Monday-Friday from 6:00 a.m. - 5:00 p.m. Mountain Standard Time (MST). |
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myStrengthTM - on-line mental health support program | The myStrength™ program provides you and your covered dependents age 13 and older, evidence-based resources to help overcome obstacles of depression, anxiety, and substance use disorder while improving overall well-being through a personalized evidence based internet-enabled program. This program focuses on the management of depression, anxiety, and substance use disorder through easy to use tools, weekly exercises, informational articles and daily inspiration in a safe and confidential environment.
The program uses interactive web and mobile applications that deliver evidence-based psychotherapy models like:
- Cognitive behavioral therapy (CBT)
- Acceptance and commitment therapy (ACT)
- Mindfulness acceptance
Personalized inspirational and wellness approaches increase personal relevance, improve outcomes and focus on total well-being.
If you would like to enroll in the program visit www.mystrength.com, select “Sign-up”, enter the access code “FSBP” and complete the myStrength sign-up process with a brief Wellness Assessment and personal profile. |
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AbleTo – on-line treatment support program | AbleTo is a web-based video conferencing personalized 8-week treatment support program designed to address the unique emotional and behavioral health needs of individuals learning to live with conditions such as heart disease, diabetes, chronic pain or infertility. The program also provides support for behavioral health conditions such as depression, anxiety and panic disorder, stress, and substance use disorder. Additionally, the program assists members with life challenges such as losing a loved one, having a baby, military transitions, and even caregiving. Members work with the same therapist and coach each week to set reasonable goals toward healthier lifestyle changes.
There are several ways we identify members who may benefit from the AbleTo support such as:
- Your nurses or clinicians may refer you to AbleTo as they work directly with you and can refer you if it is determined that you can benefit from AbleTo support.
- If identified, an Engagement Specialist from AbleTo will contact you to introduce the treatment option.
- If you feel you would benefit from this program, would like more information, or would like to enroll in this program please call 866-287-1802 or visit AbleTo’s website at www.AbleTo.com/enroll.
Note: AbleTo is not available to members outside the 50 United States. |
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Institutes of Excellence for tissue and organ transplants
| The Plan has special arrangements with facilities to provide services for tissue and organ transplants only. The transplant network was designed to give you an opportunity to access providers that demonstrate high quality medical care for transplant patients.
Note: If a qualified tissue/organ transplant is medically necessary and performed at one of the transplant network facilities, you may be eligible for reimbursement of some expenses for travel and lodging for the transplant recipient and one family member or caregiver. We also may assist you and one family member or caregiver with travel and lodging arrangements.
Reimbursement is subject to IRS regulations.
Note: Receipts are required for reimbursement of travel and lodging costs.
See Section 5(b), Organ/tissue transplants for the Plan’s Organ/Tissue transplants benefit.
Contact the Plan at 800-593-2354 for more information. We are available to assist you Monday-Friday from 6:00 a.m. - 5:00 p.m. Mountain Standard Time (MST). |
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Livongo – remote diabetes monitoring program* | Livongo is a remote diabetes monitoring program powered by Livongo Health that empowers those with diabetes to live a better life. Livongo provides personalized support through a cellular enabled meter, mobile app, and personalized interventions to help you make better decisions about diabetes management. Candidates will be contacted and asked to participate in the program based on claims data. Participation is voluntary. The participant and their physician or healthcare professional remain in charge of the participant’s treatment plan.
The program provides:
- Unlimited blood glucose test strips and lancets
- A glucose meter that tracks strip usage and prompts members to reorder supplies
- Real-time interventions by Certified Diabetes Educators for members with dangerous (high and/or low) blood sugar levels
Note: The Livongo for Diabetes Program offers an advanced blood glucose meter that uses cellular technology to upload blood glucose readings automatically and provides real-time insights in the United States. Due to the unique cellular network infrastructure in certain countries, the Livongo advanced blood glucose meter may have limited cellular connectivity. Blood glucose readings may not upload automatically, real-time insights may not be received, and other features linked to connectivity may be limited. Members still receive the blood glucose meter, unlimited test strips, and coaching at no cost.
Note: The Livongo advanced blood glucose meter will not have cellular connectivity in the following countries: British Indian Ocean Territory, Central African Republic, Cote D'Ivoire, Cuba, Djibouti, East Timor, Eritrea, Ethiopia, Federated States of Micronesia, Grenada, Japan, Lebanon, Liberia, Mauritius, Palau, Singapore, South Korea, Suriname, Togo, Turkmenistan.
For more information visit get.livongo.com/FSBP or call 800-945-4355.
*Participation in this Program can earn you a Healthy Action Incentive in the Simple Steps to Living Well Together Program (condition specific). See this Section, Simple Steps to Living Well Together Program and Wellness Incentives. |
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Livongo – remote hypertension monitoring program* | Livongo for hypertension provides support to members living with high blood pressure through remote hypertension monitoring. Remote hypertension monitoring combines technology to empower members living with high blood pressure with evidence based digital clinical interventions. Candidates will be contacted and invited to participate in the Program based on claim data. Participation is voluntary. The participant and their physician or healthcare professional remain in charge of the participant’s treatment plan.
The program provides:
- A connected blood pressure monitor
- Counseling by Livongo’s clinical coaching team
- Livongo mobile app that provides real-time readings
The hypertension cuff and monitor are Bluetooth enabled. With each blood pressure reading, you receive instant in-app feedback and coaching to drive you closer to your goal. In addition, you have access to Livongo’s clinical coaching team who provide counseling on ways to keep your blood pressure well controlled, adhere to your medications and generally manage your hypertension through lifestyle changes.
Note: The Livongo mobile app is available only on the U.S. Apple Store or U.S. Google Play Store.
For more information visit get.livongo.com/FSBP or call contact 800-945-4355.
*Participation in this Program can earn you a Healthy Action Incentive in the Simple Steps to Living Well Together Program (condition specific). See this Section, Simple Steps to Living Well Together Program and Wellness Incentives. |
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Livongo weight management program | Livongo weight management program is available through Express Scripts.
Eligible candidates will be contacted and asked to participate in the virtual program based on claims data. Participation is voluntary. Once enrolled, the program will run at least 12 months.
The program provides:
- Dedicated, personalized coaching from registered dieticians, nutritionists and exercise physiologists
- Access to a comprehensive, evidence-based lifestyle change curriculum
- A cellular-connected scale that automatically transfers weigh-ins to a coach for review
- Peer support through a virtual community of 15 – 20 individuals on their own journeys to better health. Members can challenge and encourage each other through in-app messaging.
For more information visit stepin.livongo.com or call 800-945-4355. |
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Express Scripts Specialist Pharmacists Program | For those who need the highest degree of clinical support, Express Scripts enables members and their caregivers to engage with highly trained specialist pharmacists and nurses. The specialist pharmacists specialize in caring for patients with the most complex and costly conditions, including cardiovascular disease, diabetes, cancer, HIV, asthma, depression, and many rare and specialty conditions.
For direct access to a specialist pharmacist, call 800-818-6717 or log on to express-scripts.com and send your question via secure email. |
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Overseas Second Opinion | The Plan has special arrangements with The Clinic by Cleveland Clinic and Children’s National Hospital to provide patients who receive treatment in foreign countries access to Virtual Second Opinions. This program allows you to have your medical diagnosis and treatment reviewed by expert specialists from the Cleveland Clinic and Children’s National Hospital who can help you with many health challenges.
To request a virtual second opinion for treatment received outside the U.S., email the Plan at secondopinion@aetna.com. The Plan will review your request and if you qualify for the virtual second opinion, you will be sent instructions for where to submit medical history information and answer questions specific to your diagnosis. You also may need to gather information from your local physician or hospital, such as pathology (biopsy) slides or X-rays to send with your request.
You will be matched to the most appropriate expert specialist who will review your medical history and original tests before rendering an educational second opinion. You will be notified by e-mail within three to five days that the opinion is ready and can be viewed on the secure patient portal. The second opinion will assist you in deciding on the care path that is right for you, whether it is proceeding with the original treatment plan or pursuing an alternative treatment plan. |
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Aetna's secure member website – web based customer service – and Aetna HealthSM App
| Aetna's secure member website - web based customer service
Access Aetna's secure member website through our link at www.AFSPA.org/FSBP. At the top menu bar, select the “Member Resources” tab, and then under “Online Portals” select “Aetna secure member website.” This provides you secure access to a broad range of your personal health information after you register.
Aetna's secure member website provides tools to become an optimal healthcare consumer. Services such as the following are available:
- Interactive personal health record — The Plan will build your health record with information from your claims. You also can add other personal health information such as blood pressure, weight, vital statistics, immunization records, and more.
- Robust claims information — You can view and organize your claims the way you want: sort by date range, healthcare provider etc.
- Explanation of benefits (EOBs) — You can access and print your EOBs.
- Decision support tools — You can check the average cost of medical procedures or view hospital quality information before you receive care.
- Health information — You can obtain health information and news that is relevant to you.
- Interactive health tools — You can assess, understand, and manage conditions and health risks. Easy to use content helps members navigate common, but sometimes complex conditions.
- KidsHealth Library — You can access an online resource that educates families and helps them make informed decisions about children's health. KidsHealth is an engaging way to encourage preventive behaviors and motivate kids and teens to become more involved in their health.
Aetna HealthSM App
You can use the Aetna Health app to:
- Find doctors and facilities using location and see maps for directions
- Locate urgent care - walk-in clinics, urgent care clinics, emergency rooms
- View claims and claim details
- View benefits and balances
- Track out-of-pocket dollars
- View ID card information
- Store ID card offline
- Get cost estimates before you receive care
- View your Health History
- Share your opinion (feedback)
The app can be downloaded for free onto your mobile device. Text “Aetna” to 90156 to receive a link to download the Aetna Health app (message and data rates may apply). |
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Express Scripts (ESI) – prescription benefits web based customer service and mobile app | Express Scripts web based customer service
Access the Plan's website tool for managing your Prescription benefits (see Section 5(f), Prescription drug benefits) through our link at www.AFSPA.org/FSBP. Click on “Prescription Coverage” under "Finding Care." This provides you secure access to the Express Scripts Pharmacy and a broad range of prescription management tools. Services such as the following are available:
- Refill and renew home delivery prescriptions;
- Verify home delivery prescription status;
- View retail and home delivery prescription claim histories, expenses, and balances;
- Locate a pharmacy including Smart90® pharmacies;
- Compare plan-specific pricing and drug coverage information with all lower cost, clinically appropriate alternatives identified;
- Review drug information (interactions, side effects, precautions, guidelines for use, etc.);
- Review benefit highlights, including days supply and copayments;
- Transfer retail prescriptions to mail; and
- Receive automated e-mail refill and renewal reminders to help ensure continuous therapy and late-to-fill messages that indicate when you are late to fill an important medication.
Express Scripts Mobile App
You can use the Express Scripts Mobile App to:
- Register for online access directly (no need to already have an account at Express-Scripts.com in order to use the app);
- Order refills and renewals and check delivery status on home delivery prescriptions;
- Locate a pharmacy including Smart90® pharmacies;
- Access Price a Medication to find and compare medication costs;
- Transfer existing prescriptions to home delivery;
- Find all your detailed drug information by medication name, dosage condition or drug category and see potential side effects, drug interactions, pill images, proper usage;
- Set dosage and refill reminders; and
- Receive pharmacy care alerts.
The app can be downloaded for free onto your mobile device. |
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Gene-Based, Cellular and Other Innovative Therapies (GCITTM) Designated Network | The Plan has special agreements with facilities to provide services and supplies related to GCIT™. The GCIT™ Designated Network was designed to provide high quality medical care for patients who have been diagnosed with certain genetic conditions.
Note: If a qualified gene therapy service is medically necessary, performed at one of the GCIT™ facilities and the Plan is the primary payor, you may be eligible for reimbursement of some expenses for travel and lodging for the gene therapy recipient and one family member or caregiver. If the gene therapy recipient is 21 or younger, we may pay eligible travel costs for the patient and two caregivers.
Reimbursement is subject to IRS regulations.
Note: Receipts are required for reimbursement of travel and lodging costs.
See Section 5(a), Treatment therapies and Section 5(c) Outpatient hospital or ambulatory surgical center for the Plan’s gene therapy benefit.
Contact the Plan at 800-593-2354 for more information. We are available to assist you Monday-Friday from 6:00 a.m. – 5:00 p.m. Mountain Standard Time (MST). |
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