2024 FEHB Plan Results

Results for coverage Overseas

Please note the benefits displayed on this page are for in-network benefits only! To see out-of-network benefits, please select up to 3 plans to compare.

The amounts displayed on this page represent the member’s liability for each service.

Self

Self Plus One

Self & Family

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Type of Plan	Features	Trade-offs
Fee-For-Service with a PPO (Preferred Provider Organization)	See any doctor without referral Nationwide and worldwide coverage When you use an in-network doctor or hospital, you pay less	You may have to pay more out-of-pocket for services than you would with other plan types
HMO	Simpler costs: your out-of-pocket cost for a service is usually limited to a fixed dollar copayment rather than a percentage of the cost Some HMOs offer a Point-of-Service product allowing you to use an out-of-network provider	Generally you must use in-network doctors and hospitals Usually you need a referral to see a Specialist
High-Deductible with a Health Savings Account (HSA) or Health Reimbursement Arrangement (HRA)	Covers high-cost medical events Your health plan deposits money from your premium into a health savings account (HSA) You make tax-free withdrawals for qualified medical expenses (see list at IRS Publication 502) The account is yours-it's "portable" if you retire or leave government Lower premiums	Annual deductible could be higher for HSA-plans Federal rules determine your eligibility for an HSA If you cannot qualify for an HSA, the plan will provide a health reimbursement arrangement (HRA). See "Consumer-Driven with a medical fund" description below for HRA criteria Cannot qualify for HSA if you are covered by any other health plan, including Medicare, a flexible spending account or are a dependent on someone else's tax return
Consumer-Driven with a medical fund	Your health plan puts money into a medical fund for you If your medical expenses for the year are less than the amount of your medical fund, you pay nothing out-of-pocket Lower premiums	You must pay annual deductible if health expenses exceed the amount of your medical fund Medical fund is not portable if you retire or leave government, not interest-bearing, and you can never add money to it

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Premiums	Annual Deductible	Annual Out of Pocket Maximum

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Plan Name (Plan Code) - Enrollment Code The Plan name depicted on the Plan Brochure; may be associated with more than one Plan Code and Plan Code Option Type. A 3-digit code, reflecting the combination of the 2-character Plan Code and the 1-digit enrollment code. Enrollment codes reflect: Self Only (1,4), Self Plus One (3, 6), and/or Self and Family (2, 5).	Enrollee Premium Premium: The amount a member pays for health insurance, usually once or twice a month depending on agency pay schedules.
This plan in Your current plan This plan is only open to specific groups -	No data for this plan	None	None	None HSA/HRA HRA
This plan in Your current plan This plan is only open to specific groups -	No data for this plan	None	None	None HSA/HRA HRA
This plan in Your current plan This plan is only open to specific groups -	No data for this plan	None	None	None HSA/HRA HRA