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OPM.gov / Frequently Asked Questions / Retire FAQ / Pre-Retirement
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Pre-Retirement

Questions and answers

If you want to waive your military retired pay to receive credit for military service in the calculation of your retirement benefits, then you should first speak with your agency's HR office to verify whether your military time is potentially creditable under CSRS and FERS, and whether or not you would need to waive your type of military retired pay to receive credit for this service in the computation of your annuity. If you do need to waive your military retired pay to get CSRS or FERS service credit, then write a letter to the Retired Pay Operations Center at least 90 days before your planned retirement.

Please mail your waiver request to following address:

Defense Finance and Accounting Service
U.S. Military Retirement Pay
8899 E 56th Street
Indianapolis, IN 46249-1200

Or you can fax your waiver request to 1-888-469-6559.

Please use the suggested wording for your waiver request:

I [full name and military serial number] hereby waive my military retired pay for Civil Service Retirement (CSRS) or Federal Employees’ Retirement System (FERS) purposes effective [the day before your annuity begins].

I hereby authorize the U.S. Office of Personnel Management to withhold from my CSRS or FERS annuity any amount of military retired pay granted beyond the effective date of this waiver due to any delay in receiving or processing this request.

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