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OPM.gov / Frequently Asked Questions / Insure FAQ / Life
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Life

Questions and answers

Your life insurance coverage continues for up to 12 months in a LWOP or nonpay status. You do not have to pay any premiums while you are on LWOP unless you are receiving benefits from the Department of Labor, Office of Workers' Compensation Programs.

The life insurance ends at the end of the 12 months with a 31-day extension of coverage and a right to convert to an individual policy.

If you are receiving workers' compensation when you complete 12 months in nonpay status, you may be eligible to continue FEGLI life insurance as a compensationer.

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