Life
Questions and answers
Yes. FEGLI life insurance benefits are payable regardless of the cause or location of death. However, if someone else causes your death, he or she may be excluded from receiving the death benefits.
Accidental Death and Dismemberment (AD&D) coverage is an automatically included in Basic and Option A insurance for employees at no additional cost. AD&D will not be paid in a suicide case because the death is not accidental.