U.S. Office of Personnel Management - Recruiting, Retaining and Honoring a World-Class Workforce to Serve the American People

Opportunities to change coverage are limited. Unless you assigned your coverage, you can reduce or cancel your coverage at any time. The waiver/cancellation is effective the end of the pay period in which you submitted your request.

You can elect new or increase existing coverage by electing coverage during an Open Season, when you experience a life event, or by providing satisfactory medical evidence of insurability.

As long as you didn’t assign your coverage, you can make changes to your Federal Employees' Group Life Insurance (FEGLI) Program insurance as described above. But there is only one government wide life insurance plan; you don't choose from multiple insurance companies under the FEGLI Program.

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